Best 5 Year CD Rates in 2022

Name: Best 5 Year CD Rates in 2022
Creator: RateBrain

In 2022, the median 5 Year CD rate RateBrain tracked was 3.15% across 47 products. The highest was 4.75% APY from Bread Financial. That median was up from 0.90% in 2021.

« 2021 All years 2023 »

Every 5 Year CD rate we tracked in 2022

Bank	High	Year end
Bread Financial	4.75%	4.50%
Popular Direct	4.50%	4.50%
Quaint Oak Bank	4.50%	4.50%
Capital One	4.40%	4.40%
Capital One 360	4.40%	4.40%
Discover Bank	4.40%	4.40%
First Internet Bank	4.39%	4.39%
Colorado Federal Savings Bank	4.35%	4.35%
Barclays Bank	4.30%	4.30%
Synchrony Bank	4.30%	4.30%
Ally Bank	4.25%	4.25%
American Express	4.25%	4.25%
Sallie Mae	4.55%	4.25%
TAB Bank	4.00%	4.00%
Third Federal Savings and Loan	4.00%	4.00%
PenFed Credit Union	3.90%	3.90%
Marcus	3.80%	3.80%
Goldwater Bank	3.75%	3.75%
Riverland Credit Union	3.60%	3.60%
Connexus Credit Union	3.71%	3.51%
Virtual Bank	3.51%	3.51%
Self Help Credit Union	3.46%	3.46%
EverBank	3.45%	3.45%
CD Bank	3.15%	3.15%
Nat'l Bank of Kansas City	3.04%	3.04%
Apple Federal Credit Union	3.00%	3.00%
Elements Financial	3.00%	3.00%
TFCU	2.90%	2.90%
Abound Credit Union	2.75%	2.75%
Vio Bank	2.75%	2.75%
Academy Bank	2.52%	2.52%
Patelco	2.50%	2.50%
Gulf Coast Bank	2.25%	2.25%
Salem Five	2.25%	2.25%
USAA	2.02%	2.02%
Citibank	2.00%	2.00%
Live Oak Bank	2.75%	2.00%
Mountain One Bank	2.00%	2.00%
Chase Bank	1.50%	1.50%
First National Community Bank	1.00%	1.00%
CIT Bank	1.70%	0.50%
ConnectOne Bank	1.00%	0.50%
MidFirst Direct	0.50%	0.50%
Androscoggin Bank	0.45%	0.45%
Nationwide Bank	2.10%	0.20%
LendingClub	0.10%	0.10%
Bank of America	0.03%	0.03%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.