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Best 5 Year CD Rates in 2021

In 2021, the median 5 Year CD rate RateBrain tracked was 0.90% across 51 products. The highest was 2.15% APY from American Express. That median was up from 0.72% in 2020.

« 2020All years2022 »

Every 5 Year CD rate we tracked in 2021

BankHighYear end
American Express2.15%2.15%
Nationwide Bank2.10%2.10%
Riverland Credit Union1.95%1.95%
CIT Bank1.70%1.70%
EverBank1.70%1.70%
Patelco1.50%1.50%
Abound Credit Union1.35%1.25%
Ally Bank1.25%1.25%
TFCU1.25%1.25%
Connexus Credit Union1.21%1.21%
First City Bank1.20%1.20%
Virtual Bank1.01%1.01%
Apple Federal Credit Union1.00%1.00%
Capital One1.00%1.00%
Capital One 3601.00%1.00%
ConnectOne Bank1.00%1.00%
Discover Bank1.00%1.00%
First National Community Bank1.00%1.00%
Marcus1.00%1.00%
Popular Direct1.00%1.00%
Synchrony Bank1.00%1.00%
First Internet Bank0.96%0.95%
Goldwater Bank0.95%0.95%
Colorado Federal Savings Bank0.92%0.92%
iGoBanking.com0.90%0.90%
Nat'l Bank of Kansas City0.90%0.90%
Mountain One Bank1.00%0.85%
PenFed Credit Union0.80%0.80%
Sallie Mae0.80%0.80%
Congressional Bank0.75%0.75%
TAB Bank0.85%0.75%
Dime Savings Bank0.70%0.70%
Elements Financial0.80%0.70%
Gulf Coast Bank0.70%0.70%
Live Oak Bank0.70%0.70%
Seacoast Commerce Bank0.70%0.70%
Third Federal Savings and Loan0.70%0.70%
Barclays Bank0.65%0.65%
Academy Bank0.60%0.60%
Self Help Credit Union0.60%0.60%
CD Bank0.50%0.50%
MidFirst Direct0.50%0.50%
Quaint Oak Bank0.70%0.50%
Salem Five0.50%0.50%
Vio Bank0.50%0.50%
Androscoggin Bank0.35%0.35%
Citibank0.15%0.15%
Chase Bank0.10%0.10%
LendingClub0.50%0.10%
USAA0.39%0.03%
Bank of America0.01%0.01%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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