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Best 5 Year CD Rates in 2024

In 2024, the median 5 Year CD rate RateBrain tracked was 3.20% across 49 products. The highest was 5.27% APY from TAB Bank. That median was down from 3.51% in 2023.

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Every 5 Year CD rate we tracked in 2024

BankHighYear end
BMO Alto4.90%4.90%
Bread Financial4.25%4.25%
Goldwater Bank4.50%4.25%
Popular Direct4.60%4.25%
Self Help Credit Union4.65%4.08%
CFG Bank4.20%4.05%
Apple Federal Credit Union4.00%4.00%
Riverland Credit Union4.00%4.00%
Sallie Mae4.00%4.00%
Synchrony Bank4.00%4.00%
TAB Bank5.27%4.00%
Colorado Federal Savings Bank4.45%3.80%
Quaint Oak Bank4.50%3.75%
First Internet Bank4.61%3.65%
Marcus4.10%3.65%
Virtual Bank5.00%3.51%
Capital One4.10%3.50%
Capital One 3604.10%3.50%
EverBank4.00%3.50%
Ally Bank4.10%3.40%
Discover Bank4.00%3.40%
Abound Credit Union3.25%3.25%
Barclays Bank4.15%3.25%
Nat'l Bank of Kansas City3.25%3.25%
PenFed Credit Union4.00%3.20%
CD Bank3.15%3.15%
Total Direct Bank3.05%3.05%
Academy Bank3.03%3.03%
American Express3.00%3.00%
Elements Financial3.00%3.00%
Patelco3.00%3.00%
TFCU3.25%3.00%
Third Federal Savings and Loan3.00%3.00%
Vio Bank2.75%2.75%
Ivy Bank2.60%2.60%
Connexus Credit Union3.91%2.52%
USAA4.00%2.50%
Chase Bank2.00%2.00%
Citibank2.50%2.00%
Live Oak Bank2.00%2.00%
Mountain One Bank2.00%2.00%
Newtek Bank2.00%2.00%
First National Community Bank1.00%1.00%
CIT Bank0.50%0.50%
MidFirst Direct0.50%0.50%
Salem Five2.25%0.50%
Androscoggin Bank0.45%0.45%
Nationwide Bank0.20%0.20%
Bank of America0.03%0.03%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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