Best 1 Year CD Rates in 2023

Name: Best 1 Year CD Rates in 2023
Creator: RateBrain

In 2023, the median 1 Year CD rate RateBrain tracked was 5.00% across 63 products. The highest was 5.76% APY from Connexus Credit Union. That median was up from 3.30% in 2022.

« 2022 All years 2024 »

Every 1 Year CD rate we tracked in 2023

Bank	High	Year end
State Bank of India	5.67%	5.67%
BMO Alto	5.65%	5.65%
Ameriprise Bank	5.55%	5.55%
Popular Direct	5.67%	5.55%
BAC Florida	5.50%	5.50%
Bread Financial	5.50%	5.50%
Marcus	5.50%	5.50%
Total Direct Bank	5.65%	5.50%
Bask Bank	5.40%	5.40%
Live Oak Bank	5.40%	5.40%
Brio Direct	5.35%	5.35%
CFG Bank	5.52%	5.35%
Sallie Mae	5.50%	5.35%
Able Banking	5.30%	5.30%
Goldwater Bank	5.30%	5.30%
Quontic Bank	5.30%	5.30%
Synchrony Bank	5.50%	5.30%
Academy Bank	5.25%	5.25%
Alliant Credit Union	5.25%	5.25%
Ally Bank	5.25%	5.25%
Banesco	5.25%	5.25%
Capital One 360	5.25%	5.25%
iGoBanking.com	5.25%	5.25%
Quaint Oak Bank	5.25%	5.25%
Discover Bank	5.20%	5.20%
CD Bank	5.16%	5.16%
Barclays Bank	5.15%	5.15%
EverBank	5.15%	5.15%
TAB Bank	5.02%	5.02%
ConnectOne Bank	5.00%	5.00%
Delta Community Credit Union	5.00%	5.00%
HSBC Bank	5.00%	5.00%
Ivy Bank	5.00%	5.00%
Vio Bank	5.00%	5.00%
PenFed Credit Union	4.85%	4.85%
Gulf Coast Bank	5.00%	4.80%
Connexus Credit Union	5.76%	4.76%
Nationwide Bank	4.75%	4.75%
Newtek Bank	4.60%	4.60%
Citizens Access	5.00%	4.50%
Colorado Federal Savings Bank	5.55%	4.40%
Self Help Credit Union	4.39%	4.39%
American Express	4.75%	4.25%
Bank5 Connect	4.25%	4.25%
TFCU	4.75%	4.25%
Riverland Credit Union	4.15%	4.15%
Virtual Bank	3.87%	3.87%
Merchants Bank of Indiana	3.72%	3.72%
Southeast Financial CU	3.50%	3.50%
Patelco	3.00%	3.00%
Valley Direct	5.25%	3.00%
Nat'l Bank of Kansas City	2.75%	2.75%
Elements Financial	2.60%	2.60%
Abound Credit Union	2.50%	2.50%
GiantBank	2.28%	2.28%
Primis Bank	1.50%	1.50%
Mountain One Bank	1.25%	1.25%
Alostar Bank of Commerce	0.50%	0.50%
CIT Bank	0.30%	0.30%
PurePoint	0.25%	0.25%
MidFirst Direct	0.10%	0.10%
OneWest Bank	0.10%	0.10%
Bank of America	0.03%	0.03%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.