Best 1 Year CD Rates in 2024

Name: Best 1 Year CD Rates in 2024
Creator: RateBrain

In 2024, the median 1 Year CD rate RateBrain tracked was 4.50% across 57 products. The highest was 5.67% APY from State Bank of India. That median was down from 5.00% in 2023.

« 2023 All years 2025 »

Every 1 Year CD rate we tracked in 2024

Bank	High	Year end
State Bank of India	5.67%	5.41%
BAC Florida	5.50%	5.30%
Bask Bank	5.40%	5.25%
iGoBanking.com	5.25%	5.25%
Merchants Bank of Indiana	5.25%	5.25%
CD Bank	5.16%	5.16%
Able Banking	5.30%	5.15%
Bread Financial	5.50%	5.15%
ConnectOne Bank	5.15%	5.15%
Newtek Bank	5.15%	5.15%
TAB Bank	5.27%	5.15%
Goldwater Bank	5.30%	5.10%
BMO Alto	5.65%	5.05%
Academy Bank	5.25%	5.00%
Barclays Bank	5.15%	5.00%
CFG Bank	5.36%	5.00%
Quaint Oak Bank	5.25%	5.00%
Delta Community Credit Union	5.15%	4.95%
Banesco	5.25%	4.90%
HSBC Bank	5.00%	4.80%
PenFed Credit Union	4.85%	4.80%
Mountain One Bank	4.75%	4.75%
Self Help Credit Union	4.71%	4.71%
Vio Bank	5.00%	4.70%
Ameriprise Bank	5.55%	4.60%
Ivy Bank	5.00%	4.60%
Citizens Access	5.00%	4.50%
Colorado Federal Savings Bank	5.55%	4.50%
Popular Direct	5.55%	4.50%
Quontic Bank	5.30%	4.50%
Riverland Credit Union	4.50%	4.50%
Total Direct Bank	5.50%	4.50%
Valley Direct	4.50%	4.50%
Live Oak Bank	5.40%	4.40%
Bank5 Connect	4.25%	4.25%
Marcus	5.50%	4.25%
Alliant Credit Union	5.40%	4.10%
Sallie Mae	5.35%	4.10%
Capital One 360	5.25%	4.00%
Discover Bank	5.20%	4.00%
EverBank	5.15%	4.00%
Nat'l Bank of Kansas City	4.00%	4.00%
Synchrony Bank	5.30%	4.00%
Ally Bank	5.25%	3.90%
Virtual Bank	3.87%	3.87%
American Express	4.25%	3.75%
TFCU	4.25%	3.75%
Southeast Financial CU	3.70%	3.70%
Patelco	3.00%	3.00%
Connexus Credit Union	5.01%	2.78%
Abound Credit Union	2.75%	2.75%
Elements Financial	2.60%	2.60%
GiantBank	2.28%	2.28%
CIT Bank	0.30%	0.30%
Nationwide Bank	4.75%	0.20%
MidFirst Direct	0.10%	0.10%
Bank of America	0.03%	0.03%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.