Discover Bank 1 Year CD Rate History (2009–2026)
RateBrain has recorded 99 rate changes for Discover Bank's 1 Year CD since May 15, 2009. Its highest rate was 5.20% (Oct 2023) and its lowest 0.50% (Nov 2020). It is no longer offered; its last recorded rate was 4.00% APY.
Current Discover Bank 1 Year CD rate »Discover Bank rate history »1 Year CD rate history »
Rate history chart
Last seen at 4.00% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.00% | 3.90% | 4.00% | 1 |
| 2025 | 4.20% | 3.85% | 3.90% | 5 |
| 2024 | 5.20% | 4.00% | 4.00% | 8 |
| 2023 | 5.20% | 4.15% | 5.20% | 6 |
| 2022 | 4.15% | 0.55% | 4.15% | 15 |
| 2021 | 0.55% | 0.50% | 0.55% | 1 |
| 2020 | 2.00% | 0.50% | 0.50% | 10 |
| 2019 | 2.65% | 2.00% | 2.00% | 7 |
| 2018 | 2.60% | 1.60% | 2.60% | 9 |
| 2017 | 1.60% | 1.15% | 1.60% | 4 |
| 2016 | 1.15% | 1.15% | 1.15% | 0 |
| 2015 | 1.15% | 0.95% | 1.15% | 3 |
| 2014 | 1.00% | 0.95% | 1.00% | 1 |
| 2013 | 1.00% | 0.80% | 0.95% | 6 |
| 2012 | 1.00% | 0.90% | 1.00% | 2 |
| 2011 | 1.30% | 1.00% | 1.00% | 5 |
| 2010 | 1.85% | 1.30% | 1.30% | 7 |
| 2009 | 2.35% | 1.85% | 1.85% | 9 |
All 99 rate changes
| Date | APY | Change |
|---|---|---|
| July 25, 2026 | 4.00% | +0.10 |
| December 10, 2025 | 3.90% | −0.15 |
| November 18, 2025 | 4.05% | +0.20 |
| October 31, 2025 | 3.85% | −0.15 |
| September 16, 2025 | 4.00% | −0.20 |
| August 28, 2025 | 4.20% | +0.20 |
| December 20, 2024 | 4.00% | −0.10 |
| September 25, 2024 | 4.10% | −0.40 |
| September 11, 2024 | 4.50% | −0.10 |
| August 23, 2024 | 4.60% | −0.10 |
| March 19, 2024 | 4.70% | −0.10 |
| March 5, 2024 | 4.80% | −0.10 |
| February 16, 2024 | 4.90% | −0.10 |
| February 1, 2024 | 5.00% | −0.20 |
| October 30, 2023 | 5.20% | +0.20 |
| September 23, 2023 | 5.00% | +0.15 |
| July 25, 2023 | 4.85% | +0.10 |
| May 17, 2023 | 4.75% | +0.25 |
| March 26, 2023 | 4.50% | +0.25 |
| February 6, 2023 | 4.25% | +0.10 |
| December 23, 2022 | 4.15% | +0.15 |
| November 11, 2022 | 4.00% | +0.25 |
| November 3, 2022 | 3.75% | +0.50 |
| October 12, 2022 | 3.25% | +0.25 |
| September 29, 2022 | 3.00% | +0.30 |
| September 4, 2022 | 2.70% | +0.20 |
| August 22, 2022 | 2.50% | +0.20 |
| July 28, 2022 | 2.30% | +0.40 |
| July 11, 2022 | 1.90% | +0.15 |
| June 29, 2022 | 1.75% | +0.25 |
| May 29, 2022 | 1.50% | +0.20 |
| May 26, 2022 | 1.30% | +0.10 |
| May 9, 2022 | 1.20% | +0.40 |
| April 21, 2022 | 0.80% | +0.10 |
| April 5, 2022 | 0.70% | +0.15 |
| November 29, 2021 | 0.55% | +0.05 |
| November 30, 2020 | 0.50% | −0.10 |
| September 21, 2020 | 0.60% | −0.10 |
| September 3, 2020 | 0.70% | −0.10 |
| August 25, 2020 | 0.80% | −0.10 |
| June 26, 2020 | 0.90% | −0.11 |
| May 29, 2020 | 1.01% | −0.24 |
| May 22, 2020 | 1.25% | −0.10 |
| May 15, 2020 | 1.35% | −0.15 |
| April 10, 2020 | 1.50% | −0.25 |
| March 12, 2020 | 1.75% | −0.25 |
| November 21, 2019 | 2.00% | −0.10 |
| October 31, 2019 | 2.10% | −0.10 |
| October 17, 2019 | 2.20% | −0.10 |
| September 26, 2019 | 2.30% | −0.10 |
| July 19, 2019 | 2.40% | −0.10 |
| June 18, 2019 | 2.50% | −0.15 |
| January 21, 2019 | 2.65% | +0.05 |
| November 7, 2018 | 2.60% | +0.10 |
| September 24, 2018 | 2.50% | +0.25 |
| August 29, 2018 | 2.25% | −0.15 |
| August 22, 2018 | 2.40% | +0.15 |
| June 13, 2018 | 2.25% | +0.15 |
| May 18, 2018 | 2.10% | +0.10 |
| April 24, 2018 | 2.00% | +0.10 |
| March 5, 2018 | 1.90% | +0.14 |
| February 1, 2018 | 1.76% | +0.16 |
| December 28, 2017 | 1.60% | +0.10 |
| November 8, 2017 | 1.50% | +0.15 |
| June 19, 2017 | 1.35% | +0.10 |
| March 29, 2017 | 1.25% | +0.10 |
| September 23, 2015 | 1.15% | +0.15 |
| July 1, 2015 | 1.00% | +0.05 |
| March 30, 2015 | 0.95% | −0.05 |
| July 22, 2014 | 1.00% | +0.05 |
| December 25, 2013 | 0.95% | +0.10 |
| October 23, 2013 | 0.85% | −0.05 |
| October 10, 2013 | 0.90% | +0.10 |
| August 23, 2013 | 0.80% | −0.05 |
| May 1, 2013 | 0.85% | −0.05 |
| February 20, 2013 | 0.90% | −0.10 |
| October 12, 2012 | 1.00% | +0.10 |
| February 21, 2012 | 0.90% | −0.10 |
| November 4, 2011 | 1.00% | −0.10 |
| September 21, 2011 | 1.10% | −0.05 |
| August 24, 2011 | 1.15% | −0.05 |
| March 2, 2011 | 1.20% | −0.05 |
| February 8, 2011 | 1.25% | −0.05 |
| December 1, 2010 | 1.30% | −0.05 |
| September 21, 2010 | 1.35% | −0.10 |
| August 26, 2010 | 1.45% | −0.05 |
| March 31, 2010 | 1.50% | −0.10 |
| February 23, 2010 | 1.60% | −0.10 |
| February 3, 2010 | 1.70% | −0.05 |
| January 7, 2010 | 1.75% | −0.10 |
| December 3, 2009 | 1.85% | −0.05 |
| November 3, 2009 | 1.90% | −0.10 |
| October 1, 2009 | 2.00% | +0.05 |
| September 1, 2009 | 1.95% | −0.05 |
| July 21, 2009 | 2.00% | −0.10 |
| July 7, 2009 | 2.10% | −0.10 |
| June 30, 2009 | 2.20% | −0.10 |
| May 20, 2009 | 2.30% | −0.05 |
| May 15, 2009 | 2.35% | first tracked |
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