Live Oak Bank 1 Year CD Rate History (2019–2026)
RateBrain has recorded 67 rate changes for Live Oak Bank's 1 Year CD since January 14, 2019. Its highest rate was 5.40% (Sep 2023) and its lowest 0.50% (Nov 2020). It pays 4.10% APY today, last changed on June 5, 2026. The rate is unchanged from a year ago.
Current Live Oak Bank 1 Year CD rate »Live Oak Bank rate history »1 Year CD rate history »
Rate history chart
Now 4.10% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.10% | 3.80% | 4.10% | 5 |
| 2025 | 4.40% | 3.90% | 4.00% | 5 |
| 2024 | 5.40% | 4.20% | 4.40% | 10 |
| 2023 | 5.40% | 4.45% | 5.40% | 6 |
| 2022 | 4.60% | 0.65% | 4.60% | 12 |
| 2021 | 0.75% | 0.65% | 0.65% | 2 |
| 2020 | 2.15% | 0.50% | 0.65% | 17 |
| 2019 | 2.85% | 2.15% | 2.15% | 10 |
All 67 rate changes
| Date | APY | Change |
|---|---|---|
| June 5, 2026 | 4.10% | +0.10 |
| May 12, 2026 | 4.00% | +0.10 |
| April 12, 2026 | 3.90% | +0.10 |
| February 9, 2026 | 3.80% | −0.10 |
| January 23, 2026 | 3.90% | −0.10 |
| November 1, 2025 | 4.00% | +0.10 |
| September 24, 2025 | 3.90% | −0.20 |
| April 29, 2025 | 4.10% | −0.10 |
| April 19, 2025 | 4.20% | −0.10 |
| February 5, 2025 | 4.30% | −0.10 |
| December 20, 2024 | 4.40% | +0.20 |
| December 10, 2024 | 4.20% | −0.10 |
| October 28, 2024 | 4.30% | −0.20 |
| October 14, 2024 | 4.50% | −0.10 |
| September 20, 2024 | 4.60% | −0.10 |
| August 28, 2024 | 4.70% | −0.20 |
| August 16, 2024 | 4.90% | −0.10 |
| April 5, 2024 | 5.00% | −0.20 |
| February 16, 2024 | 5.20% | −0.10 |
| January 28, 2024 | 5.30% | −0.10 |
| September 27, 2023 | 5.40% | +0.20 |
| August 21, 2023 | 5.20% | +0.10 |
| August 1, 2023 | 5.10% | +0.30 |
| June 30, 2023 | 4.80% | −0.20 |
| April 26, 2023 | 5.00% | +0.55 |
| March 3, 2023 | 4.45% | −0.15 |
| December 26, 2022 | 4.60% | +0.10 |
| November 11, 2022 | 4.50% | +0.75 |
| October 26, 2022 | 3.75% | +0.25 |
| October 3, 2022 | 3.50% | +0.50 |
| September 28, 2022 | 3.00% | +0.25 |
| August 19, 2022 | 2.75% | +0.25 |
| August 11, 2022 | 2.50% | +0.50 |
| June 13, 2022 | 2.00% | +0.25 |
| May 16, 2022 | 1.75% | +0.50 |
| April 21, 2022 | 1.25% | +0.40 |
| February 9, 2022 | 0.85% | +0.10 |
| January 12, 2022 | 0.75% | +0.10 |
| November 16, 2021 | 0.65% | −0.10 |
| September 30, 2021 | 0.75% | +0.10 |
| December 18, 2020 | 0.65% | +0.15 |
| November 24, 2020 | 0.50% | −0.20 |
| November 18, 2020 | 0.70% | −0.10 |
| October 22, 2020 | 0.80% | +0.20 |
| September 11, 2020 | 0.60% | −0.05 |
| August 11, 2020 | 0.65% | −0.05 |
| July 16, 2020 | 0.70% | −0.20 |
| July 7, 2020 | 0.90% | −0.10 |
| June 26, 2020 | 1.00% | −0.25 |
| June 8, 2020 | 1.25% | −0.10 |
| May 18, 2020 | 1.35% | −0.15 |
| May 12, 2020 | 1.50% | −0.10 |
| April 29, 2020 | 1.60% | −0.30 |
| March 25, 2020 | 1.90% | +0.20 |
| March 18, 2020 | 1.70% | −0.30 |
| March 12, 2020 | 2.00% | −0.05 |
| March 4, 2020 | 2.05% | −0.10 |
| November 15, 2019 | 2.15% | −0.15 |
| September 27, 2019 | 2.30% | −0.05 |
| September 23, 2019 | 2.35% | −0.05 |
| September 6, 2019 | 2.40% | −0.05 |
| August 6, 2019 | 2.45% | −0.15 |
| July 23, 2019 | 2.60% | −0.10 |
| July 1, 2019 | 2.70% | −0.05 |
| June 21, 2019 | 2.75% | −0.05 |
| March 26, 2019 | 2.80% | −0.05 |
| January 14, 2019 | 2.85% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.