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RateBrain

Live Oak Bank Rate History (2019–2026)

RateBrain has tracked 10 products from Live Oak Bank since Jan 2019. Its best rate in that time was 5.40% APY on its 1 Year CD in 2023.

Current Live Oak Bank rates »

Best rate by year

YearBest APYProduct
20264.80%6 Month CD
20254.80%6 Month CD
20245.40%1 Year CD
20235.40%1 Year CD
20224.60%1 Year CD
20210.75%1 Year CD
20202.25%5 Year CD
20193.15%5 Year CD

3 Month CD

Now 3.00% APY

Live Oak Bank 3 Month CD rate history1 rate changes since Sep 2026.2.60%2.80%3.00%3.20%3.40%3.00%

6 Month CD

Now 4.30% APY

Live Oak Bank 6 Month CD rate history42 rate changes since Jan 2019.0.00%1.00%2.00%3.00%4.00%5.00%6.00%20202021202220232024202520264.30%5.20% · Sep 20230.25% · Dec 2020

9 Month CD

Now 4.40% APY

Live Oak Bank 9 Month CD rate history4 rate changes since Sep 2026.3.80%4.00%4.20%4.40%4.60%4.80%4.40%4.40% · Oct 20264.05% · Sep 2026

1 Year CD

Now 4.50% APY

Live Oak Bank 1 Year CD rate history71 rate changes since Jan 2019.0.00%1.00%2.00%3.00%4.00%5.00%6.00%20202021202220232024202520264.50%5.40% · Sep 20230.50% · Nov 2020

18 Month CD

Now 4.30% APY

Live Oak Bank 18 Month CD rate history4 rate changes since Sep 2026.3.60%3.80%4.00%4.20%4.40%4.60%4.30%4.30% · Oct 20263.95% · Sep 2026

2 Year CD

Now 2.00% APY

Live Oak Bank 2 Year CD rate history31 rate changes since Jan 2019.0.00%1.00%2.00%3.00%4.00%20202021202220232024202520262.00%3.00% · Jan 20190.60% · Sep 2020

3 Year CD

Now 2.00% APY

Live Oak Bank 3 Year CD rate history1 rate changes since Sep 2026.1.60%1.80%2.00%2.20%2.40%2.00%

4 Year CD

Now 2.00% APY

Live Oak Bank 4 Year CD rate history1 rate changes since Sep 2026.1.60%1.80%2.00%2.20%2.40%2.00%

5 Year CD

Now 2.00% APY

Live Oak Bank 5 Year CD rate history32 rate changes since Jan 2019.0.00%1.00%2.00%3.00%4.00%20202021202220232024202520262.00%3.15% · Jan 20190.50% · Nov 2020

Savings Account

Now 4.00% APY

Live Oak Bank Savings Account rate history1 rate changes since Oct 2026.3.60%3.80%4.00%4.20%4.40%4.00%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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