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Best 1 Year CD Rates in 2022

In 2022, the median 1 Year CD rate RateBrain tracked was 3.30% across 56 products. The highest was 4.75% APY from Colorado Federal Savings Bank. That median was up from 0.40% in 2021.

« 2021All years2023 »

Every 1 Year CD rate we tracked in 2022

BankHighYear end
Colorado Federal Savings Bank4.75%4.75%
BAC Florida4.71%4.71%
Popular Direct4.70%4.70%
Alliant Credit Union4.60%4.60%
Live Oak Bank4.60%4.60%
Connexus Credit Union4.51%4.51%
Bread Financial4.50%4.50%
iGoBanking.com4.50%4.50%
Banesco4.40%4.40%
Ameriprise Bank4.50%4.35%
State Bank of India4.32%4.32%
EverBank4.30%4.30%
Marcus4.30%4.30%
Synchrony Bank4.30%4.30%
Barclays Bank4.25%4.25%
HSBC Bank4.25%4.25%
PenFed Credit Union4.25%4.25%
Quontic Bank4.25%4.25%
Sallie Mae4.25%4.25%
Ally Bank4.15%4.15%
Capital One 3604.15%4.15%
Discover Bank4.15%4.15%
American Express4.00%4.00%
Quaint Oak Bank4.00%4.00%
Vio Bank4.00%4.00%
Virtual Bank3.87%3.87%
Goldwater Bank3.85%3.85%
TAB Bank3.35%3.35%
Citizens Access3.25%3.25%
Self Help Credit Union3.20%3.20%
Bank5 Connect3.10%3.10%
Gulf Coast Bank3.00%3.00%
Nationwide Bank2.80%2.80%
Academy Bank2.78%2.78%
Elements Financial2.60%2.60%
CD Bank2.55%2.55%
Nat'l Bank of Kansas City2.53%2.53%
GiantBank2.28%2.28%
TFCU2.25%2.25%
Delta Community Credit Union2.00%2.00%
Patelco2.00%2.00%
Riverland Credit Union1.50%1.50%
Mountain One Bank1.25%1.25%
Abound Credit Union1.00%1.00%
Southeast Financial CU0.90%0.90%
First City Bank0.60%0.60%
Alostar Bank of Commerce0.50%0.50%
Amboy Direct0.50%0.50%
CIT Bank0.30%0.30%
ConnectOne Bank0.25%0.25%
PurePoint0.25%0.25%
MidFirst Direct0.20%0.10%
OneWest Bank1.00%0.10%
Able Banking0.60%0.05%
Bank of America0.03%0.03%
Charles Schwab Bank0.03%0.03%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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