Best 4 Year CD Rates in 2020
In 2020, the median 4 Year CD rate RateBrain tracked was 0.68% across 36 products. The highest was 2.28% APY from Self Help Credit Union. That median was down from 1.89% in 2019.
Every 4 Year CD rate we tracked in 2020
| Bank | High | Year end |
|---|---|---|
| Academy Bank | 2.07% | 2.07% |
| Nat'l Bank of Kansas City | 1.97% | 1.97% |
| Citizens Access | 2.20% | 1.60% |
| Marcus | 2.10% | 1.60% |
| Self Help Credit Union | 2.28% | 1.56% |
| First City Bank | 1.80% | 1.10% |
| Apple Federal Credit Union | 2.00% | 1.06% |
| Abound Credit Union | 2.00% | 1.00% |
| Ally Bank | 2.05% | 1.00% |
| Mountain One Bank | 1.75% | 0.90% |
| TAB Bank | 2.10% | 0.80% |
| Virtual Bank | 1.79% | 0.80% |
| ConnectOne Bank | 1.70% | 0.75% |
| Patelco | 1.95% | 0.75% |
| TFCU | 2.20% | 0.75% |
| Able Banking | 2.15% | 0.70% |
| Dime Savings Bank | 1.35% | 0.70% |
| Synchrony Bank | 2.10% | 0.70% |
| Bank of America | 0.65% | 0.65% |
| PenFed Credit Union | 1.85% | 0.65% |
| Quaint Oak Bank | 1.80% | 0.65% |
| EverBank | 2.15% | 0.60% |
| Popular Direct | 2.10% | 0.60% |
| Discover Bank | 2.05% | 0.55% |
| American Express | 2.10% | 0.50% |
| Gulf Coast Bank | 1.40% | 0.50% |
| Seacoast Commerce Bank | 0.70% | 0.50% |
| CD Bank | 1.80% | 0.45% |
| First National Community Bank | 0.80% | 0.40% |
| Vio Bank | 1.75% | 0.40% |
| Capital One | 1.65% | 0.35% |
| Capital One 360 | 1.65% | 0.35% |
| Barclays Bank | 2.00% | 0.30% |
| USAA | 1.87% | 0.28% |
| iGoBanking.com | 1.00% | 0.15% |
| Charles Schwab Bank | 0.03% | 0.03% |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.