USAA 4 Year CD Rate History (2010–2026)
RateBrain has recorded 38 rate changes for USAA's 4 Year CD since May 1, 2010. Its highest rate was 4.00% (Aug 2023) and its lowest 0.03% (Oct 2021). It pays 2.50% APY today, last changed on October 4, 2023. The rate is unchanged from a year ago.
Current USAA 4 Year CD rate »USAA rate history »4 Year CD rate history »
Rate history chart
Now 2.50% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 2.50% | 2.50% | 2.50% | 0 |
| 2025 | 2.50% | 2.50% | 2.50% | 0 |
| 2024 | 2.50% | 2.50% | 2.50% | 0 |
| 2023 | 4.00% | 2.02% | 2.50% | 2 |
| 2022 | 2.27% | 0.03% | 2.02% | 3 |
| 2021 | 0.28% | 0.03% | 0.03% | 2 |
| 2020 | 1.87% | 0.28% | 0.28% | 16 |
| 2019 | 2.48% | 1.87% | 1.87% | 10 |
| 2018 | 2.50% | 1.87% | 2.48% | 2 |
| 2017 | 2.50% | 2.50% | 2.50% | 0 |
| 2016 | 2.50% | 2.50% | 2.50% | 0 |
| 2015 | 2.50% | 2.50% | 2.50% | 0 |
| 2014 | 2.50% | 2.50% | 2.50% | 0 |
| 2013 | 2.50% | 2.50% | 2.50% | 0 |
| 2012 | 2.50% | 2.50% | 2.50% | 0 |
| 2011 | 2.50% | 2.50% | 2.50% | 0 |
| 2010 | 2.70% | 2.50% | 2.50% | 3 |
All 38 rate changes
| Date | APY | Change |
|---|---|---|
| October 4, 2023 | 2.50% | −1.50 |
| August 1, 2023 | 4.00% | +1.98 |
| September 25, 2022 | 2.02% | +0.26 |
| September 9, 2022 | 1.76% | −0.51 |
| July 28, 2022 | 2.27% | +2.24 |
| October 14, 2021 | 0.03% | −0.23 |
| January 23, 2021 | 0.26% | −0.02 |
| December 18, 2020 | 0.28% | −0.02 |
| August 18, 2020 | 0.30% | −0.05 |
| August 11, 2020 | 0.35% | −0.07 |
| July 24, 2020 | 0.42% | −0.07 |
| July 16, 2020 | 0.49% | −0.08 |
| June 23, 2020 | 0.57% | −0.08 |
| June 5, 2020 | 0.65% | −0.10 |
| June 2, 2020 | 0.75% | −0.23 |
| April 29, 2020 | 0.98% | −0.15 |
| April 17, 2020 | 1.13% | −0.07 |
| March 31, 2020 | 1.20% | +0.69 |
| March 20, 2020 | 0.51% | −1.00 |
| March 17, 2020 | 1.51% | +0.10 |
| March 12, 2020 | 1.41% | −0.20 |
| March 4, 2020 | 1.61% | −0.17 |
| February 25, 2020 | 1.78% | −0.09 |
| December 6, 2019 | 1.87% | −0.15 |
| October 22, 2019 | 2.02% | −0.03 |
| October 16, 2019 | 2.05% | −0.02 |
| October 2, 2019 | 2.07% | +0.05 |
| September 25, 2019 | 2.02% | −0.05 |
| September 4, 2019 | 2.07% | −0.12 |
| August 19, 2019 | 2.19% | −0.09 |
| August 5, 2019 | 2.28% | −0.11 |
| July 17, 2019 | 2.39% | −0.06 |
| May 24, 2019 | 2.45% | −0.03 |
| November 7, 2018 | 2.48% | +0.61 |
| August 15, 2018 | 1.87% | −0.63 |
| June 4, 2010 | 2.50% | −0.20 |
| May 17, 2010 | 2.70% | +0.10 |
| May 1, 2010 | 2.60% | first tracked |
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