Discover Bank 4 Year CD Rate History (2009–2026)
RateBrain has recorded 81 rate changes for Discover Bank's 4 Year CD since November 5, 2009. Its highest rate was 4.35% (Dec 2022) and its lowest 0.55% (Nov 2020). It is no longer offered; its last recorded rate was 3.75% APY.
Current Discover Bank 4 Year CD rate »Discover Bank rate history »4 Year CD rate history »
Rate history chart
Last seen at 3.75% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 3.75% | 3.75% | 3.75% | 0 |
| 2025 | 3.75% | 3.75% | 3.75% | 0 |
| 2024 | 4.00% | 3.75% | 3.75% | 1 |
| 2023 | 4.35% | 4.00% | 4.00% | 2 |
| 2022 | 4.35% | 0.80% | 4.35% | 14 |
| 2021 | 0.80% | 0.55% | 0.80% | 2 |
| 2020 | 2.05% | 0.55% | 0.55% | 13 |
| 2019 | 2.80% | 2.05% | 2.05% | 8 |
| 2018 | 2.75% | 1.95% | 2.75% | 7 |
| 2017 | 1.95% | 1.60% | 1.95% | 3 |
| 2016 | 1.76% | 1.60% | 1.60% | 1 |
| 2015 | 1.76% | 1.74% | 1.76% | 2 |
| 2014 | 1.75% | 1.40% | 1.75% | 4 |
| 2013 | 1.55% | 1.30% | 1.40% | 4 |
| 2012 | 1.60% | 1.55% | 1.55% | 1 |
| 2011 | 2.10% | 1.60% | 1.60% | 6 |
| 2010 | 2.85% | 2.10% | 2.10% | 11 |
| 2009 | 2.85% | 2.75% | 2.85% | 2 |
All 81 rate changes
| Date | APY | Change |
|---|---|---|
| April 8, 2024 | 3.75% | −0.25 |
| May 17, 2023 | 4.00% | −0.10 |
| February 15, 2023 | 4.10% | −0.25 |
| December 25, 2022 | 4.35% | +0.15 |
| November 11, 2022 | 4.20% | +0.30 |
| November 3, 2022 | 3.90% | +0.50 |
| October 12, 2022 | 3.40% | +0.20 |
| September 29, 2022 | 3.20% | +0.05 |
| September 4, 2022 | 3.15% | +0.10 |
| August 19, 2022 | 3.05% | +0.25 |
| August 11, 2022 | 2.80% | +0.30 |
| July 4, 2022 | 2.50% | +0.20 |
| June 14, 2022 | 2.30% | +0.10 |
| May 26, 2022 | 2.20% | +0.40 |
| May 9, 2022 | 1.80% | +0.60 |
| April 21, 2022 | 1.20% | +0.20 |
| March 10, 2022 | 1.00% | +0.20 |
| November 29, 2021 | 0.80% | +0.15 |
| October 13, 2021 | 0.65% | +0.10 |
| November 27, 2020 | 0.55% | −0.10 |
| October 30, 2020 | 0.65% | −0.05 |
| September 23, 2020 | 0.70% | −0.05 |
| September 3, 2020 | 0.75% | −0.10 |
| August 25, 2020 | 0.85% | −0.10 |
| July 27, 2020 | 0.95% | −0.15 |
| June 27, 2020 | 1.10% | −0.05 |
| June 3, 2020 | 1.15% | −0.15 |
| May 25, 2020 | 1.30% | −0.15 |
| May 18, 2020 | 1.45% | −0.10 |
| May 6, 2020 | 1.55% | −0.05 |
| April 13, 2020 | 1.60% | −0.20 |
| March 12, 2020 | 1.80% | −0.25 |
| November 25, 2019 | 2.05% | −0.10 |
| November 1, 2019 | 2.15% | −0.10 |
| October 17, 2019 | 2.25% | −0.10 |
| September 27, 2019 | 2.35% | −0.10 |
| August 22, 2019 | 2.45% | −0.10 |
| July 18, 2019 | 2.55% | −0.20 |
| May 29, 2019 | 2.75% | −0.05 |
| January 9, 2019 | 2.80% | +0.05 |
| October 30, 2018 | 2.75% | +0.05 |
| September 25, 2018 | 2.70% | +0.10 |
| July 9, 2018 | 2.60% | +0.10 |
| June 13, 2018 | 2.50% | +0.10 |
| April 24, 2018 | 2.40% | +0.30 |
| March 5, 2018 | 2.10% | +0.10 |
| January 29, 2018 | 2.00% | +0.05 |
| December 27, 2017 | 1.95% | +0.10 |
| November 5, 2017 | 1.85% | +0.15 |
| June 25, 2017 | 1.70% | +0.10 |
| August 8, 2016 | 1.60% | −0.16 |
| April 1, 2015 | 1.76% | +0.02 |
| March 16, 2015 | 1.74% | −0.01 |
| December 1, 2014 | 1.75% | +0.10 |
| August 27, 2014 | 1.65% | +0.05 |
| April 10, 2014 | 1.60% | +0.10 |
| January 6, 2014 | 1.50% | +0.10 |
| October 10, 2013 | 1.40% | +0.10 |
| June 4, 2013 | 1.30% | −0.05 |
| May 1, 2013 | 1.35% | −0.05 |
| March 19, 2013 | 1.40% | −0.15 |
| January 25, 2012 | 1.55% | −0.05 |
| December 29, 2011 | 1.60% | −0.05 |
| November 10, 2011 | 1.65% | −0.10 |
| September 27, 2011 | 1.75% | −0.05 |
| August 30, 2011 | 1.80% | −0.20 |
| February 1, 2011 | 2.00% | −0.05 |
| January 4, 2011 | 2.05% | −0.05 |
| December 1, 2010 | 2.10% | −0.05 |
| October 27, 2010 | 2.15% | −0.10 |
| September 21, 2010 | 2.25% | −0.05 |
| August 27, 2010 | 2.30% | −0.10 |
| August 4, 2010 | 2.40% | −0.05 |
| June 28, 2010 | 2.45% | +0.03 |
| June 26, 2010 | 2.42% | −0.03 |
| March 30, 2010 | 2.45% | −0.10 |
| March 2, 2010 | 2.55% | −0.10 |
| February 2, 2010 | 2.65% | −0.10 |
| January 5, 2010 | 2.75% | −0.10 |
| December 1, 2009 | 2.85% | +0.10 |
| November 5, 2009 | 2.75% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.