Discover Bank CD Rate - 4 Year
Discover Bank's 4 Year CD is no longer offered; it last paid 3.75% APY as of April 8, 2024. The rate was lowered from 4.00% on April 8, 2024. Since RateBrain began tracking it in 2009, this 4 Year CD has paid as much as 4.35% (Dec 2022) and as little as 0.55% (Nov 2020).
3.75% APY
down from 4.00% on Apr 8, 2024
- Last checked
- Apr 8, 2024 · 2 years ago
- Minimum deposit
- $2,500
Rate history
Last seen at 3.75% APY
- All-time high 4.35% (Dec 2022)
- Low 0.55% (Nov 2020)
- 1-year change 0.00
- 81 changes
- Tracked since Nov 2009
- Full rate history »
The gray line is the median 4 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| April 8, 2024 | 3.75% | −0.25 |
| May 17, 2023 | 4.00% | −0.10 |
| February 15, 2023 | 4.10% | −0.25 |
| December 25, 2022 | 4.35% | +0.15 |
| November 11, 2022 | 4.20% | +0.30 |
| November 3, 2022 | 3.90% | +0.50 |
| October 12, 2022 | 3.40% | +0.20 |
| September 29, 2022 | 3.20% | +0.05 |
| September 4, 2022 | 3.15% | +0.10 |
| August 19, 2022 | 3.05% | +0.25 |
| August 11, 2022 | 2.80% | +0.30 |
| July 4, 2022 | 2.50% | +0.20 |
| June 14, 2022 | 2.30% | +0.10 |
| May 26, 2022 | 2.20% | +0.40 |
| May 9, 2022 | 1.80% | +0.60 |
| April 21, 2022 | 1.20% | +0.20 |
| March 10, 2022 | 1.00% | +0.20 |
| November 29, 2021 | 0.80% | +0.15 |
| October 13, 2021 | 0.65% | +0.10 |
| November 27, 2020 | 0.55% | −0.10 |
Show all 81 changes
| Date | APY | Change |
|---|---|---|
| October 30, 2020 | 0.65% | −0.05 |
| September 23, 2020 | 0.70% | −0.05 |
| September 3, 2020 | 0.75% | −0.10 |
| August 25, 2020 | 0.85% | −0.10 |
| July 27, 2020 | 0.95% | −0.15 |
| June 27, 2020 | 1.10% | −0.05 |
| June 3, 2020 | 1.15% | −0.15 |
| May 25, 2020 | 1.30% | −0.15 |
| May 18, 2020 | 1.45% | −0.10 |
| May 6, 2020 | 1.55% | −0.05 |
| April 13, 2020 | 1.60% | −0.20 |
| March 12, 2020 | 1.80% | −0.25 |
| November 25, 2019 | 2.05% | −0.10 |
| November 1, 2019 | 2.15% | −0.10 |
| October 17, 2019 | 2.25% | −0.10 |
| September 27, 2019 | 2.35% | −0.10 |
| August 22, 2019 | 2.45% | −0.10 |
| July 18, 2019 | 2.55% | −0.20 |
| May 29, 2019 | 2.75% | −0.05 |
| January 9, 2019 | 2.80% | +0.05 |
| October 30, 2018 | 2.75% | +0.05 |
| September 25, 2018 | 2.70% | +0.10 |
| July 9, 2018 | 2.60% | +0.10 |
| June 13, 2018 | 2.50% | +0.10 |
| April 24, 2018 | 2.40% | +0.30 |
| March 5, 2018 | 2.10% | +0.10 |
| January 29, 2018 | 2.00% | +0.05 |
| December 27, 2017 | 1.95% | +0.10 |
| November 5, 2017 | 1.85% | +0.15 |
| June 25, 2017 | 1.70% | +0.10 |
| August 8, 2016 | 1.60% | −0.16 |
| April 1, 2015 | 1.76% | +0.02 |
| March 16, 2015 | 1.74% | −0.01 |
| December 1, 2014 | 1.75% | +0.10 |
| August 27, 2014 | 1.65% | +0.05 |
| April 10, 2014 | 1.60% | +0.10 |
| January 6, 2014 | 1.50% | +0.10 |
| October 10, 2013 | 1.40% | +0.10 |
| June 4, 2013 | 1.30% | −0.05 |
| May 1, 2013 | 1.35% | −0.05 |
| March 19, 2013 | 1.40% | −0.15 |
| January 25, 2012 | 1.55% | −0.05 |
| December 29, 2011 | 1.60% | −0.05 |
| November 10, 2011 | 1.65% | −0.10 |
| September 27, 2011 | 1.75% | −0.05 |
| August 30, 2011 | 1.80% | −0.20 |
| February 1, 2011 | 2.00% | −0.05 |
| January 4, 2011 | 2.05% | −0.05 |
| December 1, 2010 | 2.10% | −0.05 |
| October 27, 2010 | 2.15% | −0.10 |
| September 21, 2010 | 2.25% | −0.05 |
| August 27, 2010 | 2.30% | −0.10 |
| August 4, 2010 | 2.40% | −0.05 |
| June 28, 2010 | 2.45% | +0.03 |
| June 26, 2010 | 2.42% | −0.03 |
| March 30, 2010 | 2.45% | −0.10 |
| March 2, 2010 | 2.55% | −0.10 |
| February 2, 2010 | 2.65% | −0.10 |
| January 5, 2010 | 2.75% | −0.10 |
| December 1, 2009 | 2.85% | +0.10 |
| November 5, 2009 | 2.75% | first tracked |
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Copy linkOther 4 Year CD rates
- State Bank of India4.58%
- Bread Financial4.45%
- Marcus4.35%
- Popular Direct4.35%
- Synchrony Bank4.10%
- Self Help Credit Union4.08%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.