Best 3 Year CD Rates in 2023

Name: Best 3 Year CD Rates in 2023
Creator: RateBrain

In 2023, the median 3 Year CD rate RateBrain tracked was 3.80% across 51 products. The highest was 5.60% APY from Valley Direct. That median was up from 3.52% in 2022.

« 2022 All years 2024 »

Every 3 Year CD rate we tracked in 2023

Bank	High	Year end
Valley Direct	5.60%	5.60%
BMO Alto	5.10%	5.10%
Ameriprise Bank	4.80%	4.80%
Popular Direct	4.75%	4.75%
Self Help Credit Union	4.65%	4.65%
CFG Bank	4.60%	4.55%
Goldwater Bank	4.50%	4.50%
Colorado Federal Savings Bank	4.45%	4.45%
Bread Financial	4.75%	4.40%
Marcus	4.40%	4.40%
Quontic Bank	4.40%	4.40%
Apple Federal Credit Union	4.50%	4.30%
Barclays Bank	4.30%	4.30%
Capital One 360	4.35%	4.30%
Discover Bank	4.35%	4.30%
PenFed Credit Union	4.30%	4.30%
Synchrony Bank	4.30%	4.30%
Ally Bank	5.15%	4.25%
EverBank	4.50%	4.25%
Quaint Oak Bank	4.25%	4.25%
TAB Bank	4.25%	4.25%
BAC Florida	4.18%	4.18%
Sallie Mae	4.40%	4.00%
Merchants Bank of Indiana	3.98%	3.98%
Bank7	3.81%	3.81%
Riverland Credit Union	3.80%	3.80%
Virtual Bank	3.77%	3.77%
Gulf Coast Bank	4.15%	3.75%
Androscoggin Bank	3.56%	3.56%
Total Direct Bank	3.56%	3.56%
Abound Credit Union	3.50%	3.50%
Vio Bank	3.50%	3.50%
Ivy Bank	3.25%	3.25%
Nat'l Bank of Kansas City	3.25%	3.25%
TFCU	4.25%	3.25%
CD Bank	3.05%	3.05%
Academy Bank	3.03%	3.03%
USAA	4.00%	2.75%
Brio Direct	2.45%	2.45%
Newtek Bank	2.00%	2.00%
Mountain One Bank	1.75%	1.75%
PurePoint	1.50%	1.50%
American Express	1.15%	1.15%
First Command Bank	1.10%	1.10%
First National Community Bank	0.60%	0.60%
Banesco	0.55%	0.55%
ConnectOne Bank	0.50%	0.50%
CIT Bank	0.40%	0.40%
MidFirst Direct	0.30%	0.30%
Able Banking	0.15%	0.15%
Bank of America	0.03%	0.03%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.