Discover Bank 3 Year CD Rate History (2009–2026)
RateBrain has recorded 74 rate changes for Discover Bank's 3 Year CD since November 5, 2009. Its highest rate was 4.35% (Dec 2022) and its lowest 0.55% (Nov 2020). It is no longer offered; its last recorded rate was 3.50% APY.
Current Discover Bank 3 Year CD rate »Discover Bank rate history »3 Year CD rate history »
Rate history chart
Last seen at 3.50% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 3.60% | 3.50% | 3.50% | 1 |
| 2025 | 3.60% | 3.40% | 3.60% | 4 |
| 2024 | 4.30% | 3.40% | 3.40% | 5 |
| 2023 | 4.35% | 4.30% | 4.30% | 1 |
| 2022 | 4.35% | 0.55% | 4.35% | 1 |
| 2021 | 0.55% | 0.55% | 0.55% | 0 |
| 2020 | 2.05% | 0.55% | 0.55% | 15 |
| 2019 | 2.75% | 2.05% | 2.05% | 9 |
| 2018 | 2.70% | 1.85% | 2.70% | 9 |
| 2017 | 1.85% | 1.50% | 1.85% | 3 |
| 2016 | 1.50% | 1.50% | 1.50% | 0 |
| 2015 | 1.50% | 1.45% | 1.50% | 1 |
| 2014 | 1.45% | 1.25% | 1.45% | 2 |
| 2013 | 1.35% | 1.15% | 1.25% | 5 |
| 2012 | 1.40% | 1.35% | 1.35% | 1 |
| 2011 | 1.85% | 1.40% | 1.40% | 7 |
| 2010 | 2.60% | 1.85% | 1.85% | 9 |
| 2009 | 2.60% | 2.60% | 2.60% | 1 |
All 74 rate changes
| Date | APY | Change |
|---|---|---|
| July 25, 2026 | 3.50% | −0.10 |
| December 10, 2025 | 3.60% | +0.10 |
| October 26, 2025 | 3.50% | −0.10 |
| July 23, 2025 | 3.60% | +0.10 |
| February 5, 2025 | 3.50% | +0.10 |
| December 22, 2024 | 3.40% | −0.10 |
| September 25, 2024 | 3.50% | −0.25 |
| March 5, 2024 | 3.75% | −0.25 |
| February 3, 2024 | 4.00% | −0.10 |
| January 28, 2024 | 4.10% | −0.20 |
| March 6, 2023 | 4.30% | −0.05 |
| December 23, 2022 | 4.35% | +3.80 |
| November 24, 2020 | 0.55% | −0.10 |
| November 1, 2020 | 0.65% | −0.05 |
| September 23, 2020 | 0.70% | −0.05 |
| September 3, 2020 | 0.75% | −0.10 |
| August 22, 2020 | 0.85% | −0.10 |
| August 13, 2020 | 0.95% | +0.05 |
| August 6, 2020 | 0.90% | −0.05 |
| July 24, 2020 | 0.95% | −0.10 |
| June 26, 2020 | 1.05% | −0.10 |
| June 2, 2020 | 1.15% | −0.15 |
| May 24, 2020 | 1.30% | −0.15 |
| May 15, 2020 | 1.45% | −0.10 |
| May 6, 2020 | 1.55% | −0.05 |
| April 10, 2020 | 1.60% | −0.20 |
| March 12, 2020 | 1.80% | −0.25 |
| November 22, 2019 | 2.05% | −0.10 |
| November 4, 2019 | 2.15% | −0.10 |
| October 17, 2019 | 2.25% | −0.10 |
| September 27, 2019 | 2.35% | −0.10 |
| August 20, 2019 | 2.45% | −0.05 |
| July 24, 2019 | 2.50% | −0.15 |
| June 18, 2019 | 2.65% | −0.05 |
| May 31, 2019 | 2.70% | −0.05 |
| January 16, 2019 | 2.75% | +0.05 |
| November 13, 2018 | 2.70% | +0.05 |
| September 25, 2018 | 2.65% | +0.10 |
| August 24, 2018 | 2.55% | +0.05 |
| July 16, 2018 | 2.50% | +0.05 |
| June 13, 2018 | 2.45% | +0.10 |
| May 31, 2018 | 2.35% | +0.10 |
| April 24, 2018 | 2.25% | +0.20 |
| March 8, 2018 | 2.05% | +0.15 |
| January 29, 2018 | 1.90% | +0.05 |
| December 27, 2017 | 1.85% | +0.09 |
| October 26, 2017 | 1.76% | +0.16 |
| June 4, 2017 | 1.60% | +0.10 |
| September 28, 2015 | 1.50% | +0.05 |
| December 1, 2014 | 1.45% | +0.15 |
| September 4, 2014 | 1.30% | +0.05 |
| October 10, 2013 | 1.25% | +0.10 |
| June 19, 2013 | 1.15% | −0.05 |
| May 8, 2013 | 1.20% | −0.05 |
| March 21, 2013 | 1.25% | −0.05 |
| January 23, 2013 | 1.30% | −0.05 |
| January 25, 2012 | 1.35% | −0.05 |
| December 29, 2011 | 1.40% | −0.05 |
| November 23, 2011 | 1.45% | −0.05 |
| November 2, 2011 | 1.50% | −0.10 |
| September 21, 2011 | 1.60% | −0.10 |
| August 29, 2011 | 1.70% | −0.05 |
| February 2, 2011 | 1.75% | −0.05 |
| January 19, 2011 | 1.80% | −0.05 |
| November 30, 2010 | 1.85% | −0.05 |
| October 27, 2010 | 1.90% | −0.10 |
| September 22, 2010 | 2.00% | −0.10 |
| August 25, 2010 | 2.10% | −0.10 |
| August 4, 2010 | 2.20% | −0.05 |
| April 27, 2010 | 2.25% | −0.05 |
| April 1, 2010 | 2.30% | −0.10 |
| March 2, 2010 | 2.40% | −0.10 |
| January 5, 2010 | 2.50% | −0.10 |
| November 5, 2009 | 2.60% | first tracked |
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