Discover Bank CD Rate - 3 Year
Discover Bank's 3 Year CD is no longer offered; it last paid 3.50% APY as of July 25, 2026. Since RateBrain began tracking it in 2009, this 3 Year CD has paid as much as 4.35% (Dec 2022) and as little as 0.55% (Nov 2020).
3.50% APY
down from 3.60% on Jul 25
- Last checked
- Jul 25 · 3 months ago
- Minimum deposit
- $2,500
See the full Discover Bank 3 Year CD rate history »
Discover Bank CD Rate - 3 Year CD - Rate History
Last seen at 3.50% APY
- All-time high 4.35% (Dec 2022)
- Low 0.55% (Nov 2020)
- 1-year change 0.00
- 74 changes
- Tracked since Nov 2009
- Full rate history »
The gray line is the median 3 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| July 25, 2026 | 3.50% | −0.10 |
| December 10, 2025 | 3.60% | +0.10 |
| October 26, 2025 | 3.50% | −0.10 |
| July 23, 2025 | 3.60% | +0.10 |
| February 5, 2025 | 3.50% | +0.10 |
| December 22, 2024 | 3.40% | −0.10 |
| September 25, 2024 | 3.50% | −0.25 |
| March 5, 2024 | 3.75% | −0.25 |
| February 3, 2024 | 4.00% | −0.10 |
| January 28, 2024 | 4.10% | −0.20 |
| March 6, 2023 | 4.30% | −0.05 |
| December 23, 2022 | 4.35% | +3.80 |
| November 24, 2020 | 0.55% | −0.10 |
| November 1, 2020 | 0.65% | −0.05 |
| September 23, 2020 | 0.70% | −0.05 |
| September 3, 2020 | 0.75% | −0.10 |
| August 22, 2020 | 0.85% | −0.10 |
| August 13, 2020 | 0.95% | +0.05 |
| August 6, 2020 | 0.90% | −0.05 |
| July 24, 2020 | 0.95% | −0.10 |
Show all 74 changes
| Date | APY | Change |
|---|---|---|
| June 26, 2020 | 1.05% | −0.10 |
| June 2, 2020 | 1.15% | −0.15 |
| May 24, 2020 | 1.30% | −0.15 |
| May 15, 2020 | 1.45% | −0.10 |
| May 6, 2020 | 1.55% | −0.05 |
| April 10, 2020 | 1.60% | −0.20 |
| March 12, 2020 | 1.80% | −0.25 |
| November 22, 2019 | 2.05% | −0.10 |
| November 4, 2019 | 2.15% | −0.10 |
| October 17, 2019 | 2.25% | −0.10 |
| September 27, 2019 | 2.35% | −0.10 |
| August 20, 2019 | 2.45% | −0.05 |
| July 24, 2019 | 2.50% | −0.15 |
| June 18, 2019 | 2.65% | −0.05 |
| May 31, 2019 | 2.70% | −0.05 |
| January 16, 2019 | 2.75% | +0.05 |
| November 13, 2018 | 2.70% | +0.05 |
| September 25, 2018 | 2.65% | +0.10 |
| August 24, 2018 | 2.55% | +0.05 |
| July 16, 2018 | 2.50% | +0.05 |
| June 13, 2018 | 2.45% | +0.10 |
| May 31, 2018 | 2.35% | +0.10 |
| April 24, 2018 | 2.25% | +0.20 |
| March 8, 2018 | 2.05% | +0.15 |
| January 29, 2018 | 1.90% | +0.05 |
| December 27, 2017 | 1.85% | +0.09 |
| October 26, 2017 | 1.76% | +0.16 |
| June 4, 2017 | 1.60% | +0.10 |
| September 28, 2015 | 1.50% | +0.05 |
| December 1, 2014 | 1.45% | +0.15 |
| September 4, 2014 | 1.30% | +0.05 |
| October 10, 2013 | 1.25% | +0.10 |
| June 19, 2013 | 1.15% | −0.05 |
| May 8, 2013 | 1.20% | −0.05 |
| March 21, 2013 | 1.25% | −0.05 |
| January 23, 2013 | 1.30% | −0.05 |
| January 25, 2012 | 1.35% | −0.05 |
| December 29, 2011 | 1.40% | −0.05 |
| November 23, 2011 | 1.45% | −0.05 |
| November 2, 2011 | 1.50% | −0.10 |
| September 21, 2011 | 1.60% | −0.10 |
| August 29, 2011 | 1.70% | −0.05 |
| February 2, 2011 | 1.75% | −0.05 |
| January 19, 2011 | 1.80% | −0.05 |
| November 30, 2010 | 1.85% | −0.05 |
| October 27, 2010 | 1.90% | −0.10 |
| September 22, 2010 | 2.00% | −0.10 |
| August 25, 2010 | 2.10% | −0.10 |
| August 4, 2010 | 2.20% | −0.05 |
| April 27, 2010 | 2.25% | −0.05 |
| April 1, 2010 | 2.30% | −0.10 |
| March 2, 2010 | 2.40% | −0.10 |
| January 5, 2010 | 2.50% | −0.10 |
| November 5, 2009 | 2.60% | first tracked |
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ShareOther 3 Year CD rates
- State Bank of India5.04%
- Merrick Bank4.90%
- Quorum Federal Credit Union4.90%
- BTG Pactual US4.85%
- Popular Direct4.85%
- CFG Bank4.82%
Common questions
What is the Discover Bank 3 Year CD rate today?
The Discover Bank 3 Year CD is no longer offered; it last paid 3.50% APY as of July 25, 2026.
What has the Discover Bank 3 Year CD paid over time?
Since RateBrain began tracking it in 2009, it has paid as much as 4.35% (Dec 2022) and as little as 0.55% (Nov 2020).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.