Best 3 Year CD Rates in 2024

Name: Best 3 Year CD Rates in 2024
Creator: RateBrain

In 2024, the median 3 Year CD rate RateBrain tracked was 3.56% across 46 products. The highest was 5.60% APY from Valley Direct. That median was down from 3.80% in 2023.

« 2023 All years 2025 »

Every 3 Year CD rate we tracked in 2024

Bank	High	Year end
Valley Direct	5.60%	5.60%
Popular Direct	4.75%	4.55%
BMO Alto	5.10%	4.50%
Goldwater Bank	4.50%	4.50%
Newtek Bank	4.50%	4.50%
Bread Financial	4.40%	4.40%
Colorado Federal Savings Bank	4.45%	4.40%
Marcus	4.40%	4.40%
Quontic Bank	4.40%	4.40%
PenFed Credit Union	4.30%	4.30%
TAB Bank	5.27%	4.25%
Self Help Credit Union	4.65%	4.08%
Apple Federal Credit Union	4.30%	4.00%
Capital One 360	4.30%	4.00%
Quaint Oak Bank	4.25%	4.00%
Riverland Credit Union	4.00%	4.00%
Sallie Mae	4.00%	4.00%
BAC Florida	4.18%	3.98%
Ameriprise Bank	4.80%	3.80%
Virtual Bank	3.77%	3.77%
Synchrony Bank	4.30%	3.75%
CFG Bank	4.55%	3.65%
Androscoggin Bank	3.56%	3.56%
Total Direct Bank	3.56%	3.56%
Able Banking	3.50%	3.50%
Barclays Bank	4.30%	3.50%
EverBank	4.25%	3.50%
Vio Bank	3.50%	3.50%
Merchants Bank of Indiana	3.98%	3.48%
Ally Bank	4.25%	3.40%
Discover Bank	4.30%	3.40%
Abound Credit Union	3.50%	3.25%
Ivy Bank	3.25%	3.25%
Nat'l Bank of Kansas City	3.25%	3.25%
CD Bank	3.05%	3.05%
Academy Bank	3.03%	3.03%
American Express	3.00%	3.00%
TFCU	3.75%	3.00%
USAA	2.75%	2.75%
Mountain One Bank	1.75%	1.75%
First Command Bank	1.10%	1.10%
First National Community Bank	0.60%	0.60%
Banesco	0.55%	0.55%
CIT Bank	0.40%	0.40%
MidFirst Direct	0.30%	0.30%
Bank of America	0.03%	0.03%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.