USAA 3 Year CD Rate History (2010–2026)
RateBrain has recorded 58 rate changes for USAA's 3 Year CD since May 1, 2010. Its highest rate was 4.00% (Aug 2023) and its lowest 0.28% (Sep 2020). It pays 2.75% APY today, last changed on October 5, 2023. The rate is unchanged from a year ago.
Current USAA 3 Year CD rate »USAA rate history »3 Year CD rate history »
Rate history chart
Now 2.75% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 2.75% | 2.75% | 2.75% | 0 |
| 2025 | 2.75% | 2.75% | 2.75% | 0 |
| 2024 | 2.75% | 2.75% | 2.75% | 0 |
| 2023 | 4.00% | 2.75% | 2.75% | 3 |
| 2022 | 3.71% | 0.28% | 3.71% | 1 |
| 2021 | 0.28% | 0.28% | 0.28% | 0 |
| 2020 | 1.86% | 0.28% | 0.28% | 17 |
| 2019 | 2.54% | 1.83% | 1.83% | 13 |
| 2018 | 2.44% | 0.91% | 2.44% | 3 |
| 2017 | 0.91% | 0.91% | 0.91% | 0 |
| 2016 | 0.91% | 0.91% | 0.91% | 0 |
| 2015 | 0.91% | 0.91% | 0.91% | 0 |
| 2014 | 0.91% | 0.91% | 0.91% | 0 |
| 2013 | 1.16% | 0.91% | 0.91% | 4 |
| 2012 | 1.41% | 1.16% | 1.16% | 4 |
| 2011 | 1.85% | 1.41% | 1.41% | 5 |
| 2010 | 2.50% | 1.85% | 1.85% | 8 |
All 58 rate changes
| Date | APY | Change |
|---|---|---|
| October 5, 2023 | 2.75% | −1.25 |
| August 1, 2023 | 4.00% | +0.10 |
| July 10, 2023 | 3.90% | +0.19 |
| December 25, 2022 | 3.71% | +3.43 |
| September 3, 2020 | 0.28% | −0.05 |
| August 7, 2020 | 0.33% | −0.07 |
| July 29, 2020 | 0.40% | −0.06 |
| July 13, 2020 | 0.46% | −0.08 |
| June 22, 2020 | 0.54% | −0.06 |
| June 10, 2020 | 0.60% | −0.15 |
| May 29, 2020 | 0.75% | −0.11 |
| May 24, 2020 | 0.86% | −0.07 |
| April 29, 2020 | 0.93% | −0.09 |
| April 18, 2020 | 1.02% | −0.13 |
| March 28, 2020 | 1.15% | +0.58 |
| March 18, 2020 | 0.57% | −0.74 |
| March 6, 2020 | 1.31% | −0.30 |
| March 1, 2020 | 1.61% | −0.15 |
| February 14, 2020 | 1.76% | −0.01 |
| January 31, 2020 | 1.77% | −0.09 |
| January 10, 2020 | 1.86% | +0.03 |
| December 28, 2019 | 1.83% | −0.09 |
| December 6, 2019 | 1.92% | −0.02 |
| November 26, 2019 | 1.94% | −0.05 |
| November 18, 2019 | 1.99% | −0.06 |
| September 20, 2019 | 2.05% | −0.06 |
| September 13, 2019 | 2.11% | −0.09 |
| August 29, 2019 | 2.20% | −0.12 |
| August 5, 2019 | 2.32% | −0.08 |
| July 15, 2019 | 2.40% | −0.08 |
| May 30, 2019 | 2.48% | −0.06 |
| February 18, 2019 | 2.54% | +0.01 |
| January 30, 2019 | 2.53% | +0.02 |
| January 9, 2019 | 2.51% | +0.07 |
| November 26, 2018 | 2.44% | +0.06 |
| November 7, 2018 | 2.38% | +0.67 |
| April 24, 2018 | 1.71% | +0.80 |
| May 22, 2013 | 0.91% | −0.05 |
| May 7, 2013 | 0.96% | −0.04 |
| April 18, 2013 | 1.00% | −0.06 |
| February 26, 2013 | 1.06% | −0.10 |
| November 23, 2012 | 1.16% | −0.05 |
| September 5, 2012 | 1.21% | −0.10 |
| March 16, 2012 | 1.31% | −0.05 |
| February 22, 2012 | 1.36% | −0.05 |
| September 19, 2011 | 1.41% | −0.09 |
| August 25, 2011 | 1.50% | −0.15 |
| June 20, 2011 | 1.65% | −0.05 |
| March 16, 2011 | 1.70% | −0.05 |
| March 1, 2011 | 1.75% | −0.10 |
| December 14, 2010 | 1.85% | −0.15 |
| October 8, 2010 | 2.00% | −0.05 |
| September 17, 2010 | 2.05% | −0.05 |
| September 15, 2010 | 2.10% | −0.15 |
| July 9, 2010 | 2.25% | −0.05 |
| June 26, 2010 | 2.30% | −0.20 |
| May 17, 2010 | 2.50% | +0.16 |
| May 1, 2010 | 2.34% | first tracked |
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