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Best 3 Year CD Rates in 2022

In 2022, the median 3 Year CD rate RateBrain tracked was 3.52% across 44 products. The highest was 4.55% APY from Popular Direct. That median was up from 0.63% in 2021.

« 2021All years2023 »

Every 3 Year CD rate we tracked in 2022

BankHighYear end
Popular Direct4.55%4.55%
Bread Financial4.50%4.50%
Sallie Mae4.40%4.40%
Capital One 3604.35%4.35%
Colorado Federal Savings Bank4.35%4.35%
Discover Bank4.35%4.35%
Barclays Bank4.30%4.30%
Quontic Bank4.30%4.30%
Synchrony Bank4.30%4.30%
Ally Bank4.25%4.25%
Quaint Oak Bank4.25%4.25%
Ameriprise Bank4.20%4.20%
BAC Florida4.08%4.08%
PenFed Credit Union4.05%4.05%
Marcus4.00%4.00%
TAB Bank4.00%4.00%
EverBank3.80%3.80%
Virtual Bank3.77%3.77%
Goldwater Bank3.75%3.75%
USAA3.71%3.71%
Androscoggin Bank3.56%3.56%
Bank73.55%3.55%
Vio Bank3.50%3.50%
Citizens Access3.35%3.35%
Self Help Credit Union3.35%3.35%
Riverland Credit Union3.10%3.10%
CD Bank3.05%3.05%
Nat'l Bank of Kansas City3.04%3.04%
Apple Federal Credit Union3.00%3.00%
TFCU4.00%2.75%
Academy Bank2.52%2.52%
Abound Credit Union2.25%2.25%
Gulf Coast Bank2.15%2.15%
Mountain One Bank1.75%1.75%
PurePoint1.50%1.50%
American Express1.15%1.15%
First Command Bank1.10%1.10%
First National Community Bank0.60%0.60%
Banesco0.55%0.55%
ConnectOne Bank0.75%0.50%
CIT Bank0.40%0.40%
MidFirst Direct1.00%0.30%
Able Banking0.15%0.15%
Bank of America0.08%0.03%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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