Best 2 Year CD Rates in 2023

Name: Best 2 Year CD Rates in 2023
Creator: RateBrain

In 2023, the median 2 Year CD rate RateBrain tracked was 4.34% across 59 products. The highest was 5.30% APY from Popular Direct. That median was up from 3.30% in 2022.

« 2022 All years 2024 »

Every 2 Year CD rate we tracked in 2023

Bank	High	Year end
Bread Financial	5.25%	5.25%
BAC Florida	5.05%	5.05%
TAB Bank	5.02%	5.02%
Ameriprise Bank	4.95%	4.95%
Popular Direct	5.30%	4.90%
First Internet Bank	4.85%	4.85%
Marcus	4.85%	4.85%
Self Help Credit Union	4.81%	4.81%
BMO Alto	4.75%	4.75%
Newtek Bank	4.75%	4.75%
Vio Bank	4.75%	4.75%
Colorado Federal Savings Bank	4.70%	4.70%
PenFed Credit Union	4.60%	4.60%
Valley Direct	4.60%	4.60%
Academy Bank	4.58%	4.58%
American Express	4.75%	4.50%
Bask Bank	4.50%	4.50%
Delta Community Credit Union	5.00%	4.50%
Quontic Bank	4.50%	4.50%
Alliant Credit Union	4.55%	4.45%
Barclays Bank	4.60%	4.40%
Capital One	4.40%	4.40%
Capital One 360	4.40%	4.40%
Discover Bank	4.40%	4.40%
EverBank	4.40%	4.40%
Synchrony Bank	4.40%	4.40%
Apple Federal Credit Union	4.36%	4.36%
Goldwater Bank	4.35%	4.35%
Riverland Credit Union	4.35%	4.35%
Total Direct Bank	4.34%	4.34%
Quaint Oak Bank	4.25%	4.25%
Gulf Coast Bank	4.25%	4.10%
Able Banking	4.00%	4.00%
USAA	4.00%	4.00%
Merchants Bank of Indiana	3.87%	3.87%
Bank7	3.91%	3.81%
Virtual Bank	3.77%	3.77%
TFCU	3.75%	3.75%
ConnectOne Bank	3.60%	3.60%
Abound Credit Union	3.50%	3.50%
Patelco	3.50%	3.50%
Southeast Financial CU	3.40%	3.40%
Bank5 Connect	3.30%	3.30%
CD Bank	3.00%	3.00%
Nat'l Bank of Kansas City	3.00%	3.00%
Elements Financial	2.70%	2.70%
Brio Direct	2.30%	2.30%
Live Oak Bank	2.00%	2.00%
Primis Bank	1.70%	1.70%
Mountain One Bank	1.86%	1.50%
First Command Bank	1.05%	1.05%
PurePoint	1.01%	1.01%
Alostar Bank of Commerce	0.65%	0.65%
Banesco	0.50%	0.50%
First National Community Bank	0.50%	0.50%
CIT Bank	0.40%	0.40%
MidFirst Direct	0.20%	0.20%
Nationwide Bank	0.20%	0.20%
Bank of America	0.03%	0.03%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.