Bread Financial 2 Year CD Rate History (2022–2026)
RateBrain has recorded 13 rate changes for Bread Financial's 2 Year CD since May 24, 2022. Its highest rate was 5.25% (Oct 2023) and its lowest 2.20% (May 2022). It pays 4.35% APY today, last changed on September 19, 2026. That is down 0.30 percentage points from a year ago.
Current Bread Financial 2 Year CD rate »Bread Financial rate history »2 Year CD rate history »
Rate history chart
Now 4.35% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.65% | 4.35% | 4.35% | 1 |
| 2025 | 4.65% | 4.65% | 4.65% | 0 |
| 2024 | 5.25% | 4.65% | 4.65% | 1 |
| 2023 | 5.25% | 4.50% | 5.25% | 3 |
| 2022 | 4.50% | 2.20% | 4.50% | 8 |
All 13 rate changes
| Date | APY | Change |
|---|---|---|
| September 19, 2026 | 4.35% | −0.30 |
| April 15, 2024 | 4.65% | −0.60 |
| October 30, 2023 | 5.25% | +0.25 |
| May 10, 2023 | 5.00% | −0.10 |
| March 26, 2023 | 5.10% | +0.60 |
| November 11, 2022 | 4.50% | +0.50 |
| November 3, 2022 | 4.00% | +0.25 |
| October 5, 2022 | 3.75% | +0.25 |
| August 22, 2022 | 3.50% | +0.06 |
| August 17, 2022 | 3.44% | +0.44 |
| June 27, 2022 | 3.00% | +0.50 |
| May 27, 2022 | 2.50% | +0.30 |
| May 24, 2022 | 2.20% | first tracked |
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