Home › Bread Financial › History Bread Financial Rate History (2022–2026) RateBrain has tracked 10 products from Bread Financial since May 2022. Its best rate in that time was 5.50% APY on its 1 Year CD in 2023.
Current Bread Financial rates »
Best rate by year Year Best APY Product 2026 5.15% 1 Year CD 2025 5.15% 1 Year CD 2024 5.50% 1 Year CD 2023 5.50% 1 Year CD 2022 4.75% 5 Year CD
Bread Financial 3 Month CD rate history 1 rate changes since Sep 2026. 3.60% 3.70% 3.80% 3.90% 4.00% 4.10% 4.20% 3.90% Bread Financial 6 Month CD rate history 1 rate changes since Sep 2026. 3.60% 3.80% 4.00% 4.20% 4.40% 4.00% Bread Financial 9 Month CD rate history 1 rate changes since Sep 2026. 4.00% 4.10% 4.20% 4.30% 4.40% 4.50% 4.60% 4.30% Bread Financial 1 Year CD rate history 17 rate changes since May 2022. 1.00% 2.00% 3.00% 4.00% 5.00% 6.00% 2023 2024 2025 2026 4.25% 5.50% · Dec 2023 1.75% · May 2022 Bread Financial 18 Month CD rate history 1 rate changes since Sep 2026. 4.00% 4.20% 4.40% 4.60% 4.80% 4.40% Bread Financial 2 Year CD rate history 13 rate changes since May 2022. 1.00% 2.00% 3.00% 4.00% 5.00% 6.00% 2023 2024 2025 2026 4.35% 5.25% · Oct 2023 2.20% · May 2022 Bread Financial 3 Year CD rate history 10 rate changes since May 2022. 1.00% 2.00% 3.00% 4.00% 5.00% 6.00% 2023 2024 2025 2026 4.40% 4.75% · Jul 2023 2.25% · May 2022 Bread Financial 4 Year CD rate history 12 rate changes since May 2022. 2.00% 2.50% 3.00% 3.50% 4.00% 4.50% 5.00% 2023 2024 2025 2026 4.45% 4.65% · Nov 2022 2.35% · May 2022 Bread Financial 5 Year CD rate history 11 rate changes since May 2022. 2.00% 3.00% 4.00% 5.00% 6.00% 2023 2024 2025 2026 4.50% 4.75% · Nov 2022 2.55% · May 2022 Bread Financial Savings rate history 15 rate changes since May 2022. 0.00% 1.00% 2.00% 3.00% 4.00% 5.00% 6.00% 2023 2024 2025 2026 3.95% 5.15% · Dec 2023 1.00% · May 2022 Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.