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Best 2 Year CD Rates in 2022

In 2022, the median 2 Year CD rate RateBrain tracked was 3.30% across 52 products. The highest was 4.65% APY from Ameriprise Bank. That median was up from 0.60% in 2021.

« 2021All years2023 »

Every 2 Year CD rate we tracked in 2022

BankHighYear end
Popular Direct4.60%4.60%
Academy Bank4.58%4.58%
BAC Florida4.50%4.50%
Bread Financial4.50%4.50%
First Internet Bank4.49%4.49%
Barclays Bank4.35%4.35%
Colorado Federal Savings Bank4.35%4.35%
Marcus4.35%4.35%
PenFed Credit Union4.35%4.35%
Capital One4.30%4.30%
Capital One 3604.30%4.30%
Discover Bank4.30%4.30%
Synchrony Bank4.30%4.30%
Alliant Credit Union4.25%4.25%
Quaint Oak Bank4.25%4.25%
EverBank4.20%4.20%
Ameriprise Bank4.65%4.15%
Quontic Bank4.15%4.15%
American Express4.10%4.10%
TAB Bank4.00%4.00%
Goldwater Bank3.95%3.95%
Virtual Bank3.77%3.77%
USAA3.66%3.66%
Bank73.55%3.55%
Vio Bank3.50%3.50%
Bank5 Connect3.30%3.30%
Self Help Credit Union3.30%3.30%
Gulf Coast Bank3.25%3.25%
Apple Federal Credit Union3.00%3.00%
CD Bank3.00%3.00%
Nat'l Bank of Kansas City2.78%2.78%
TFCU2.75%2.75%
Elements Financial2.70%2.70%
Delta Community Credit Union2.25%2.25%
Patelco2.25%2.25%
Riverland Credit Union2.10%2.10%
Live Oak Bank2.00%2.00%
Mountain One Bank1.86%1.86%
Abound Credit Union1.65%1.65%
Southeast Financial CU1.20%1.20%
First Command Bank1.05%1.05%
PurePoint1.01%1.01%
Alostar Bank of Commerce0.65%0.65%
Banesco0.65%0.50%
ConnectOne Bank0.50%0.50%
First National Community Bank0.50%0.50%
CIT Bank1.40%0.40%
MidFirst Direct0.20%0.20%
Nationwide Bank0.20%0.20%
Able Banking0.60%0.10%
Bank of America0.03%0.03%
Charles Schwab Bank0.03%0.03%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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