Discover Bank 2 Year CD Rate History (2009–2026)
RateBrain has recorded 66 rate changes for Discover Bank's 2 Year CD since June 20, 2009. Its highest rate was 4.40% (Oct 2023) and its lowest 0.95% (Aug 2013). It is no longer offered; its last recorded rate was 3.50% APY.
Current Discover Bank 2 Year CD rate »Discover Bank rate history »2 Year CD rate history »
Rate history chart
Last seen at 3.50% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 3.60% | 3.50% | 3.50% | 1 |
| 2025 | 4.10% | 3.50% | 3.60% | 5 |
| 2024 | 4.40% | 3.50% | 3.50% | 5 |
| 2023 | 4.40% | 4.30% | 4.40% | 1 |
| 2022 | 4.30% | 2.05% | 4.30% | 1 |
| 2021 | 2.05% | 2.05% | 2.05% | 0 |
| 2020 | 2.05% | 2.05% | 2.05% | 0 |
| 2019 | 2.70% | 2.05% | 2.05% | 9 |
| 2018 | 2.65% | 1.76% | 2.65% | 9 |
| 2017 | 1.76% | 1.30% | 1.76% | 4 |
| 2016 | 1.30% | 1.30% | 1.30% | 0 |
| 2015 | 1.30% | 1.15% | 1.30% | 2 |
| 2014 | 1.15% | 1.05% | 1.15% | 1 |
| 2013 | 1.15% | 0.95% | 1.05% | 3 |
| 2012 | 1.20% | 1.15% | 1.15% | 1 |
| 2011 | 1.60% | 1.20% | 1.20% | 7 |
| 2010 | 2.25% | 1.60% | 1.60% | 10 |
| 2009 | 2.65% | 2.25% | 2.25% | 7 |
All 66 rate changes
| Date | APY | Change |
|---|---|---|
| July 25, 2026 | 3.50% | −0.10 |
| December 10, 2025 | 3.60% | +0.10 |
| October 26, 2025 | 3.50% | −0.10 |
| September 17, 2025 | 3.60% | −0.20 |
| April 5, 2025 | 3.80% | −0.30 |
| February 5, 2025 | 4.10% | +0.60 |
| December 20, 2024 | 3.50% | −0.10 |
| September 25, 2024 | 3.60% | −0.40 |
| March 5, 2024 | 4.00% | −0.20 |
| February 3, 2024 | 4.20% | −0.10 |
| January 28, 2024 | 4.30% | −0.10 |
| October 30, 2023 | 4.40% | +0.10 |
| December 23, 2022 | 4.30% | +2.25 |
| November 26, 2019 | 2.05% | −0.05 |
| November 22, 2019 | 2.10% | −0.05 |
| November 1, 2019 | 2.15% | −0.10 |
| October 22, 2019 | 2.25% | −0.10 |
| October 2, 2019 | 2.35% | −0.10 |
| July 22, 2019 | 2.45% | −0.15 |
| June 14, 2019 | 2.60% | −0.05 |
| May 30, 2019 | 2.65% | −0.05 |
| January 16, 2019 | 2.70% | +0.05 |
| November 13, 2018 | 2.65% | +0.05 |
| September 25, 2018 | 2.60% | +0.10 |
| August 24, 2018 | 2.50% | +0.05 |
| July 10, 2018 | 2.45% | +0.15 |
| June 13, 2018 | 2.30% | +0.10 |
| May 31, 2018 | 2.20% | +0.10 |
| April 24, 2018 | 2.10% | +0.10 |
| March 5, 2018 | 2.00% | +0.15 |
| January 22, 2018 | 1.85% | +0.09 |
| December 28, 2017 | 1.76% | +0.11 |
| November 8, 2017 | 1.65% | +0.15 |
| June 25, 2017 | 1.50% | +0.15 |
| April 14, 2017 | 1.35% | +0.05 |
| July 1, 2015 | 1.30% | +0.05 |
| April 8, 2015 | 1.25% | +0.10 |
| July 20, 2014 | 1.15% | +0.10 |
| October 10, 2013 | 1.05% | +0.10 |
| August 19, 2013 | 0.95% | −0.10 |
| March 21, 2013 | 1.05% | −0.10 |
| January 25, 2012 | 1.15% | −0.05 |
| November 9, 2011 | 1.20% | −0.05 |
| November 3, 2011 | 1.25% | −0.05 |
| September 21, 2011 | 1.30% | −0.05 |
| August 24, 2011 | 1.35% | −0.05 |
| March 3, 2011 | 1.40% | −0.05 |
| February 2, 2011 | 1.45% | −0.05 |
| January 4, 2011 | 1.50% | −0.10 |
| November 30, 2010 | 1.60% | −0.05 |
| October 27, 2010 | 1.65% | −0.10 |
| September 22, 2010 | 1.75% | −0.05 |
| August 27, 2010 | 1.80% | −0.05 |
| August 3, 2010 | 1.85% | −0.05 |
| June 26, 2010 | 1.90% | −0.10 |
| April 2, 2010 | 2.00% | −0.05 |
| March 3, 2010 | 2.05% | −0.10 |
| February 2, 2010 | 2.15% | −0.05 |
| January 17, 2010 | 2.20% | −0.05 |
| November 3, 2009 | 2.25% | −0.10 |
| August 25, 2009 | 2.35% | +0.05 |
| August 11, 2009 | 2.30% | +0.05 |
| July 14, 2009 | 2.25% | −0.15 |
| July 7, 2009 | 2.40% | −0.10 |
| June 30, 2009 | 2.50% | −0.15 |
| June 20, 2009 | 2.65% | first tracked |
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