Discover Bank CD Rate - 2 Year
Discover Bank's 2 Year CD is no longer offered; it last paid 3.50% APY as of July 25, 2026. Since RateBrain began tracking it in 2009, this 2 Year CD has paid as much as 4.40% (Oct 2023) and as little as 0.95% (Aug 2013).
3.50% APY
down from 3.60% on Jul 25
- Last checked
- Jul 25 · 3 months ago
- Minimum deposit
- $2,500
See the full Discover Bank 2 Year CD rate history »
Discover Bank CD Rate - 2 Year CD - Rate History
Last seen at 3.50% APY
- All-time high 4.40% (Oct 2023)
- Low 0.95% (Aug 2013)
- 1-year change 0.00
- 66 changes
- Tracked since Jun 2009
- Full rate history »
The gray line is the median 2 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| July 25, 2026 | 3.50% | −0.10 |
| December 10, 2025 | 3.60% | +0.10 |
| October 26, 2025 | 3.50% | −0.10 |
| September 17, 2025 | 3.60% | −0.20 |
| April 5, 2025 | 3.80% | −0.30 |
| February 5, 2025 | 4.10% | +0.60 |
| December 20, 2024 | 3.50% | −0.10 |
| September 25, 2024 | 3.60% | −0.40 |
| March 5, 2024 | 4.00% | −0.20 |
| February 3, 2024 | 4.20% | −0.10 |
| January 28, 2024 | 4.30% | −0.10 |
| October 30, 2023 | 4.40% | +0.10 |
| December 23, 2022 | 4.30% | +2.25 |
| November 26, 2019 | 2.05% | −0.05 |
| November 22, 2019 | 2.10% | −0.05 |
| November 1, 2019 | 2.15% | −0.10 |
| October 22, 2019 | 2.25% | −0.10 |
| October 2, 2019 | 2.35% | −0.10 |
| July 22, 2019 | 2.45% | −0.15 |
| June 14, 2019 | 2.60% | −0.05 |
Show all 66 changes
| Date | APY | Change |
|---|---|---|
| May 30, 2019 | 2.65% | −0.05 |
| January 16, 2019 | 2.70% | +0.05 |
| November 13, 2018 | 2.65% | +0.05 |
| September 25, 2018 | 2.60% | +0.10 |
| August 24, 2018 | 2.50% | +0.05 |
| July 10, 2018 | 2.45% | +0.15 |
| June 13, 2018 | 2.30% | +0.10 |
| May 31, 2018 | 2.20% | +0.10 |
| April 24, 2018 | 2.10% | +0.10 |
| March 5, 2018 | 2.00% | +0.15 |
| January 22, 2018 | 1.85% | +0.09 |
| December 28, 2017 | 1.76% | +0.11 |
| November 8, 2017 | 1.65% | +0.15 |
| June 25, 2017 | 1.50% | +0.15 |
| April 14, 2017 | 1.35% | +0.05 |
| July 1, 2015 | 1.30% | +0.05 |
| April 8, 2015 | 1.25% | +0.10 |
| July 20, 2014 | 1.15% | +0.10 |
| October 10, 2013 | 1.05% | +0.10 |
| August 19, 2013 | 0.95% | −0.10 |
| March 21, 2013 | 1.05% | −0.10 |
| January 25, 2012 | 1.15% | −0.05 |
| November 9, 2011 | 1.20% | −0.05 |
| November 3, 2011 | 1.25% | −0.05 |
| September 21, 2011 | 1.30% | −0.05 |
| August 24, 2011 | 1.35% | −0.05 |
| March 3, 2011 | 1.40% | −0.05 |
| February 2, 2011 | 1.45% | −0.05 |
| January 4, 2011 | 1.50% | −0.10 |
| November 30, 2010 | 1.60% | −0.05 |
| October 27, 2010 | 1.65% | −0.10 |
| September 22, 2010 | 1.75% | −0.05 |
| August 27, 2010 | 1.80% | −0.05 |
| August 3, 2010 | 1.85% | −0.05 |
| June 26, 2010 | 1.90% | −0.10 |
| April 2, 2010 | 2.00% | −0.05 |
| March 3, 2010 | 2.05% | −0.10 |
| February 2, 2010 | 2.15% | −0.05 |
| January 17, 2010 | 2.20% | −0.05 |
| November 3, 2009 | 2.25% | −0.10 |
| August 25, 2009 | 2.35% | +0.05 |
| August 11, 2009 | 2.30% | +0.05 |
| July 14, 2009 | 2.25% | −0.15 |
| July 7, 2009 | 2.40% | −0.10 |
| June 30, 2009 | 2.50% | −0.15 |
| June 20, 2009 | 2.65% | first tracked |
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ShareOther 2 Year CD rates
- State Bank of India5.04%
- Merrick Bank4.85%
- CFG Bank4.82%
- BTG Pactual US4.80%
- E*TRADE Bank4.80%
- Popular Direct4.80%
Common questions
What is the Discover Bank 2 Year CD rate today?
The Discover Bank 2 Year CD is no longer offered; it last paid 3.50% APY as of July 25, 2026.
What has the Discover Bank 2 Year CD paid over time?
Since RateBrain began tracking it in 2009, it has paid as much as 4.40% (Oct 2023) and as little as 0.95% (Aug 2013).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.