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Best 2 Year CD Rates in 2024

In 2024, the median 2 Year CD rate RateBrain tracked was 4.00% across 51 products. The highest was 5.27% APY from TAB Bank. That median was down from 4.34% in 2023.

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Every 2 Year CD rate we tracked in 2024

BankHighYear end
BAC Florida5.05%4.85%
First Internet Bank4.85%4.82%
Colorado Federal Savings Bank4.80%4.80%
Newtek Bank4.75%4.75%
TAB Bank5.27%4.70%
BMO Alto4.75%4.65%
Bread Financial5.25%4.65%
Bask Bank4.50%4.50%
Delta Community Credit Union4.50%4.50%
Goldwater Bank4.50%4.50%
Quontic Bank4.50%4.50%
Riverland Credit Union5.15%4.50%
Barclays Bank4.40%4.40%
Capital One 3604.40%4.40%
PenFed Credit Union4.60%4.40%
USAA4.40%4.40%
Apple Federal Credit Union4.36%4.36%
Total Direct Bank4.34%4.34%
Alliant Credit Union4.45%4.30%
Self Help Credit Union4.81%4.29%
Able Banking4.25%4.25%
Popular Direct4.90%4.25%
Valley Direct4.60%4.25%
Vio Bank4.75%4.25%
Gulf Coast Bank4.10%4.10%
Quaint Oak Bank4.25%4.00%
EverBank4.50%3.90%
Marcus4.85%3.90%
Merchants Bank of Indiana3.87%3.87%
Virtual Bank3.77%3.77%
Southeast Financial CU3.60%3.60%
Abound Credit Union3.50%3.50%
American Express4.50%3.50%
Capital One4.40%3.50%
Discover Bank4.40%3.50%
Synchrony Bank4.40%3.50%
Bank5 Connect3.30%3.30%
Academy Bank4.58%3.29%
CD Bank3.00%3.00%
Nat'l Bank of Kansas City3.00%3.00%
TFCU4.00%3.00%
Elements Financial2.70%2.70%
Live Oak Bank2.00%2.00%
Mountain One Bank2.00%2.00%
First Command Bank1.05%1.05%
Banesco0.50%0.50%
First National Community Bank0.50%0.50%
CIT Bank0.40%0.40%
MidFirst Direct0.20%0.20%
Nationwide Bank0.20%0.20%
Bank of America0.03%0.03%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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