Discover Bank CD Rate - 5 Year

Discover Bank's 5 Year CD pays 3.60% APY as of August 5, 2026, checked 1 month ago. The rate was raised from 3.50% on December 22, 2025. Since RateBrain began tracking it in 2009, this 5 Year CD has paid as much as 4.40% (Dec 2022) and as little as 0.60% (Nov 2020). It is currently above the median 5 Year CD rate we track (3.30% across 57 banks).

3.60% APY

up from 3.50% on Dec 22, 2025

Last checked: Aug 5 · 1 month ago
Minimum deposit: $2,500

View on Discover Bank’s website »See all Discover Bank rates »

Rate history

Now 3.60% APY

All-time high 4.40% (Dec 2022)
Low 0.60% (Nov 2020)
1-year change 0.00
93 changes
Tracked since Jul 2009
Full rate history »

The gray line is the median 5 Year CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
December 22, 2025	3.60%	+0.10
October 31, 2025	3.50%	−0.10
September 16, 2025	3.60%	−0.15
July 22, 2025	3.75%	+0.25
February 5, 2025	3.50%	+0.10
September 28, 2024	3.40%	−0.20
August 23, 2024	3.60%	−0.15
March 5, 2024	3.75%	−0.15
February 3, 2024	3.90%	−0.10
May 17, 2023	4.00%	−0.10
March 9, 2023	4.10%	−0.30
December 26, 2022	4.40%	+0.15
November 11, 2022	4.25%	+0.25
November 3, 2022	4.00%	+0.50
October 12, 2022	3.50%	+0.20
September 29, 2022	3.30%	+0.05
August 19, 2022	3.25%	+0.05
August 11, 2022	3.20%	+0.30
July 4, 2022	2.90%	+0.15
May 31, 2022	2.75%	+0.25

Show all 93 changes

Date	APY	Change
May 26, 2022	2.50%	+0.35
May 9, 2022	2.15%	+0.85
April 21, 2022	1.30%	+0.10
March 10, 2022	1.20%	+0.20
December 3, 2021	1.00%	+0.20
September 22, 2021	0.80%	+0.20
November 30, 2020	0.60%	−0.10
November 2, 2020	0.70%	−0.10
September 24, 2020	0.80%	−0.15
September 3, 2020	0.95%	−0.10
July 24, 2020	1.05%	−0.10
June 27, 2020	1.15%	−0.05
June 16, 2020	1.20%	−0.05
June 2, 2020	1.25%	−0.15
May 22, 2020	1.40%	−0.10
May 18, 2020	1.50%	−0.10
April 10, 2020	1.60%	−0.20
March 12, 2020	1.80%	−0.30
November 25, 2019	2.10%	−0.10
November 5, 2019	2.20%	−0.10
October 22, 2019	2.30%	−0.10
October 1, 2019	2.40%	−0.10
August 18, 2019	2.50%	−0.10
July 24, 2019	2.60%	−0.25
June 17, 2019	2.85%	−0.15
September 24, 2018	3.00%	+0.15
July 9, 2018	2.85%	+0.10
June 13, 2018	2.75%	+0.15
May 31, 2018	2.60%	+0.10
April 24, 2018	2.50%	+0.05
March 5, 2018	2.45%	+0.15
December 28, 2017	2.30%	+0.05
July 6, 2017	2.25%	+0.25
April 11, 2017	2.00%	+0.24
October 14, 2016	1.76%	−0.09
April 27, 2016	1.85%	−0.15
March 22, 2016	2.00%	−0.20
January 2, 2016	2.20%	+0.20
May 15, 2015	2.00%	−0.10
September 29, 2014	2.10%	+0.15
April 14, 2014	1.95%	+0.30
October 10, 2013	1.65%	+0.15
September 20, 2013	1.50%	+0.35
August 20, 2013	1.15%	−0.35
July 29, 2013	1.50%	−0.05
May 3, 2013	1.55%	−0.05
March 19, 2013	1.60%	−0.05
December 19, 2012	1.65%	−0.05
December 12, 2012	1.70%	−0.05
January 26, 2012	1.75%	−0.05
January 3, 2012	1.80%	−0.10
November 9, 2011	1.90%	−0.10
October 26, 2011	2.00%	−0.15
September 21, 2011	2.15%	−0.05
September 7, 2011	2.20%	−0.15
April 13, 2011	2.35%	+0.05
February 1, 2011	2.30%	−0.10
January 6, 2011	2.40%	−0.05
December 2, 2010	2.45%	−0.15
October 27, 2010	2.60%	−0.15
September 21, 2010	2.75%	−0.15
August 26, 2010	2.90%	−0.10
July 8, 2010	3.00%	+0.05
June 26, 2010	2.95%	−0.05
March 30, 2010	3.00%	−0.10
March 2, 2010	3.10%	−0.10
February 2, 2010	3.20%	−0.05
January 6, 2010	3.25%	−0.05
December 2, 2009	3.30%	−0.05
November 3, 2009	3.35%	−0.05
October 1, 2009	3.40%	+0.05
September 3, 2009	3.35%	+0.10
July 19, 2009	3.25%	first tracked

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Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.