Discover Bank CD Rate - 10 Year
Discover Bank's 10 Year CD is no longer offered; it last paid 3.60% APY as of August 5, 2026. The rate was raised from 3.50% on December 16, 2025. Since RateBrain began tracking it in 2009, this 10 Year CD has paid as much as 4.40% (Dec 2022) and as little as 0.60% (Nov 2020).
3.60% APY
up from 3.50% on Dec 16, 2025
- Last checked
- Aug 5 · 1 month ago
- Minimum deposit
- $2,500
Rate history
Last seen at 3.60% APY
- All-time high 4.40% (Dec 2022)
- Low 0.60% (Nov 2020)
- 1-year change +0.10
- 67 changes
- Tracked since Sep 2009
- Full rate history »
The gray line is the median 10 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| December 16, 2025 | 3.60% | +0.10 |
| February 6, 2025 | 3.50% | +0.10 |
| September 28, 2024 | 3.40% | −0.20 |
| August 24, 2024 | 3.60% | −0.15 |
| March 5, 2024 | 3.75% | −0.05 |
| May 17, 2023 | 3.80% | −0.30 |
| February 15, 2023 | 4.10% | −0.30 |
| December 25, 2022 | 4.40% | +0.15 |
| November 11, 2022 | 4.25% | +0.25 |
| November 3, 2022 | 4.00% | +0.50 |
| October 15, 2022 | 3.50% | +0.20 |
| September 28, 2022 | 3.30% | +0.05 |
| August 19, 2022 | 3.25% | +0.05 |
| August 11, 2022 | 3.20% | +0.30 |
| July 4, 2022 | 2.90% | +0.05 |
| June 29, 2022 | 2.85% | +0.10 |
| May 29, 2022 | 2.75% | +0.25 |
| May 26, 2022 | 2.50% | +0.35 |
| May 9, 2022 | 2.15% | +0.85 |
| April 21, 2022 | 1.30% | +0.10 |
Show all 67 changes
| Date | APY | Change |
|---|---|---|
| March 10, 2022 | 1.20% | +0.20 |
| November 28, 2021 | 1.00% | +0.20 |
| October 13, 2021 | 0.80% | +0.20 |
| November 30, 2020 | 0.60% | −0.10 |
| November 4, 2020 | 0.70% | −0.10 |
| September 18, 2020 | 0.80% | −0.15 |
| September 3, 2020 | 0.95% | −0.10 |
| July 27, 2020 | 1.05% | −0.10 |
| June 26, 2020 | 1.15% | −0.10 |
| June 3, 2020 | 1.25% | −0.15 |
| May 25, 2020 | 1.40% | −0.10 |
| May 18, 2020 | 1.50% | −0.10 |
| April 13, 2020 | 1.60% | −0.20 |
| March 12, 2020 | 1.80% | −0.40 |
| January 26, 2020 | 2.20% | +0.10 |
| January 23, 2020 | 2.10% | −0.10 |
| November 22, 2019 | 2.20% | −0.10 |
| November 2, 2019 | 2.30% | −0.10 |
| October 18, 2019 | 2.40% | −0.10 |
| October 1, 2019 | 2.50% | −0.10 |
| September 10, 2019 | 2.60% | −0.10 |
| July 24, 2019 | 2.70% | −0.35 |
| June 18, 2019 | 3.05% | −0.05 |
| September 25, 2018 | 3.10% | +0.15 |
| July 9, 2018 | 2.95% | +0.10 |
| June 13, 2018 | 2.85% | +0.15 |
| May 18, 2018 | 2.70% | +0.20 |
| April 24, 2018 | 2.50% | +0.05 |
| January 29, 2018 | 2.45% | +0.05 |
| December 27, 2017 | 2.40% | +0.05 |
| June 25, 2017 | 2.35% | +0.15 |
| October 3, 2016 | 2.20% | −0.10 |
| August 27, 2014 | 2.30% | +0.05 |
| April 10, 2014 | 2.25% | +0.35 |
| June 12, 2013 | 1.90% | −0.05 |
| May 1, 2013 | 1.95% | −0.05 |
| December 7, 2012 | 2.00% | −0.10 |
| August 1, 2012 | 2.10% | −0.15 |
| March 23, 2012 | 2.25% | −0.20 |
| January 26, 2012 | 2.45% | −0.05 |
| September 23, 2011 | 2.50% | −0.50 |
| September 22, 2010 | 3.00% | −0.25 |
| August 27, 2010 | 3.25% | −0.25 |
| April 28, 2010 | 3.50% | −0.10 |
| March 30, 2010 | 3.60% | −0.10 |
| November 3, 2009 | 3.70% | −0.15 |
| September 22, 2009 | 3.85% | first tracked |
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Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.