Discover Bank 10 Year CD Rate History (2009–2026)
RateBrain has recorded 67 rate changes for Discover Bank's 10 Year CD since September 22, 2009. Its highest rate was 4.40% (Dec 2022) and its lowest 0.60% (Nov 2020). It is no longer offered; its last recorded rate was 3.60% APY.
Current Discover Bank 10 Year CD rate »Discover Bank rate history »10 Year CD rate history »
Rate history chart
Last seen at 3.60% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 3.60% | 3.60% | 3.60% | 0 |
| 2025 | 3.60% | 3.40% | 3.60% | 2 |
| 2024 | 3.80% | 3.40% | 3.40% | 3 |
| 2023 | 4.40% | 3.80% | 3.80% | 2 |
| 2022 | 4.40% | 1.00% | 4.40% | 14 |
| 2021 | 1.00% | 0.60% | 1.00% | 2 |
| 2020 | 2.20% | 0.60% | 0.60% | 13 |
| 2019 | 3.10% | 2.20% | 2.20% | 7 |
| 2018 | 3.10% | 2.40% | 3.10% | 6 |
| 2017 | 2.40% | 2.20% | 2.40% | 2 |
| 2016 | 2.30% | 2.20% | 2.20% | 1 |
| 2015 | 2.30% | 2.30% | 2.30% | 0 |
| 2014 | 2.30% | 1.90% | 2.30% | 2 |
| 2013 | 2.00% | 1.90% | 1.90% | 2 |
| 2012 | 2.50% | 2.00% | 2.00% | 4 |
| 2011 | 3.00% | 2.50% | 2.50% | 1 |
| 2010 | 3.70% | 3.00% | 3.00% | 4 |
| 2009 | 3.85% | 3.70% | 3.70% | 2 |
All 67 rate changes
| Date | APY | Change |
|---|---|---|
| December 16, 2025 | 3.60% | +0.10 |
| February 6, 2025 | 3.50% | +0.10 |
| September 28, 2024 | 3.40% | −0.20 |
| August 24, 2024 | 3.60% | −0.15 |
| March 5, 2024 | 3.75% | −0.05 |
| May 17, 2023 | 3.80% | −0.30 |
| February 15, 2023 | 4.10% | −0.30 |
| December 25, 2022 | 4.40% | +0.15 |
| November 11, 2022 | 4.25% | +0.25 |
| November 3, 2022 | 4.00% | +0.50 |
| October 15, 2022 | 3.50% | +0.20 |
| September 28, 2022 | 3.30% | +0.05 |
| August 19, 2022 | 3.25% | +0.05 |
| August 11, 2022 | 3.20% | +0.30 |
| July 4, 2022 | 2.90% | +0.05 |
| June 29, 2022 | 2.85% | +0.10 |
| May 29, 2022 | 2.75% | +0.25 |
| May 26, 2022 | 2.50% | +0.35 |
| May 9, 2022 | 2.15% | +0.85 |
| April 21, 2022 | 1.30% | +0.10 |
| March 10, 2022 | 1.20% | +0.20 |
| November 28, 2021 | 1.00% | +0.20 |
| October 13, 2021 | 0.80% | +0.20 |
| November 30, 2020 | 0.60% | −0.10 |
| November 4, 2020 | 0.70% | −0.10 |
| September 18, 2020 | 0.80% | −0.15 |
| September 3, 2020 | 0.95% | −0.10 |
| July 27, 2020 | 1.05% | −0.10 |
| June 26, 2020 | 1.15% | −0.10 |
| June 3, 2020 | 1.25% | −0.15 |
| May 25, 2020 | 1.40% | −0.10 |
| May 18, 2020 | 1.50% | −0.10 |
| April 13, 2020 | 1.60% | −0.20 |
| March 12, 2020 | 1.80% | −0.40 |
| January 26, 2020 | 2.20% | +0.10 |
| January 23, 2020 | 2.10% | −0.10 |
| November 22, 2019 | 2.20% | −0.10 |
| November 2, 2019 | 2.30% | −0.10 |
| October 18, 2019 | 2.40% | −0.10 |
| October 1, 2019 | 2.50% | −0.10 |
| September 10, 2019 | 2.60% | −0.10 |
| July 24, 2019 | 2.70% | −0.35 |
| June 18, 2019 | 3.05% | −0.05 |
| September 25, 2018 | 3.10% | +0.15 |
| July 9, 2018 | 2.95% | +0.10 |
| June 13, 2018 | 2.85% | +0.15 |
| May 18, 2018 | 2.70% | +0.20 |
| April 24, 2018 | 2.50% | +0.05 |
| January 29, 2018 | 2.45% | +0.05 |
| December 27, 2017 | 2.40% | +0.05 |
| June 25, 2017 | 2.35% | +0.15 |
| October 3, 2016 | 2.20% | −0.10 |
| August 27, 2014 | 2.30% | +0.05 |
| April 10, 2014 | 2.25% | +0.35 |
| June 12, 2013 | 1.90% | −0.05 |
| May 1, 2013 | 1.95% | −0.05 |
| December 7, 2012 | 2.00% | −0.10 |
| August 1, 2012 | 2.10% | −0.15 |
| March 23, 2012 | 2.25% | −0.20 |
| January 26, 2012 | 2.45% | −0.05 |
| September 23, 2011 | 2.50% | −0.50 |
| September 22, 2010 | 3.00% | −0.25 |
| August 27, 2010 | 3.25% | −0.25 |
| April 28, 2010 | 3.50% | −0.10 |
| March 30, 2010 | 3.60% | −0.10 |
| November 3, 2009 | 3.70% | −0.15 |
| September 22, 2009 | 3.85% | first tracked |
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