Discover Bank Savings (HYSA) Rate
Discover Bank's savings account is no longer offered; it last paid 3.00% APY as of August 5, 2026. Since RateBrain began tracking it in 2009, this savings account has paid as much as 4.35% (Oct 2023) and as little as 0.40% (Feb 2021).
3.00% APY
down from 3.30% on Jul 21
- Last checked
- Aug 5 · 2 months ago
- Minimum deposit
- $500
See the full Discover Bank Savings (HYSA) rate history »
Discover Bank Savings (HYSA) Rate - Rate History
Last seen at 3.00% APY
- All-time high 4.35% (Oct 2023)
- Low 0.40% (Feb 2021)
- 1-year change −0.40
- 88 changes
- Tracked since Jul 2009
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| July 21, 2026 | 3.00% | −0.30 |
| January 14, 2026 | 3.30% | −0.10 |
| September 30, 2025 | 3.40% | −0.10 |
| June 27, 2025 | 3.50% | −0.10 |
| May 1, 2025 | 3.60% | −0.10 |
| March 7, 2025 | 3.70% | −0.05 |
| December 22, 2024 | 3.75% | −0.15 |
| November 26, 2024 | 3.90% | −0.10 |
| October 22, 2024 | 4.00% | −0.10 |
| September 28, 2024 | 4.10% | −0.10 |
| September 12, 2024 | 4.20% | −0.05 |
| March 18, 2024 | 4.25% | −0.05 |
| February 24, 2024 | 4.30% | −0.05 |
| October 30, 2023 | 4.35% | +0.05 |
| August 1, 2023 | 4.30% | +0.15 |
| July 3, 2023 | 4.15% | +0.40 |
| May 10, 2023 | 3.75% | +0.15 |
| April 9, 2023 | 3.60% | +0.30 |
| December 23, 2022 | 3.30% | +0.30 |
| November 11, 2022 | 3.00% | +0.25 |
Show all 88 changes
| Date | APY | Change |
|---|---|---|
| November 3, 2022 | 2.75% | +0.40 |
| October 26, 2022 | 2.35% | +0.10 |
| October 15, 2022 | 2.25% | +0.10 |
| October 3, 2022 | 2.15% | +0.05 |
| September 28, 2022 | 2.10% | +0.10 |
| September 15, 2022 | 2.00% | +0.20 |
| September 4, 2022 | 1.80% | +0.10 |
| August 22, 2022 | 1.70% | +0.10 |
| August 17, 2022 | 1.60% | +0.30 |
| July 28, 2022 | 1.30% | +0.20 |
| July 4, 2022 | 1.10% | +0.10 |
| June 28, 2022 | 1.00% | +0.10 |
| June 14, 2022 | 0.90% | +0.20 |
| June 2, 2022 | 0.70% | +0.10 |
| May 5, 2022 | 0.60% | +0.10 |
| February 9, 2022 | 0.50% | +0.10 |
| February 16, 2021 | 0.40% | −0.05 |
| February 5, 2021 | 0.45% | −0.05 |
| November 24, 2020 | 0.50% | −0.05 |
| November 6, 2020 | 0.55% | −0.05 |
| September 22, 2020 | 0.60% | −0.10 |
| September 3, 2020 | 0.70% | −0.10 |
| August 15, 2020 | 0.80% | −0.15 |
| July 27, 2020 | 0.95% | −0.06 |
| June 26, 2020 | 1.01% | −0.04 |
| June 11, 2020 | 1.05% | −0.10 |
| May 25, 2020 | 1.15% | −0.10 |
| May 18, 2020 | 1.25% | −0.15 |
| April 27, 2020 | 1.40% | −0.10 |
| March 17, 2020 | 1.50% | −0.10 |
| February 3, 2020 | 1.60% | −0.10 |
| December 3, 2019 | 1.70% | −0.10 |
| November 4, 2019 | 1.80% | −0.05 |
| October 18, 2019 | 1.85% | −0.05 |
| September 11, 2019 | 1.90% | −0.10 |
| August 13, 2019 | 2.00% | −0.05 |
| July 22, 2019 | 2.05% | −0.05 |
| January 21, 2019 | 2.10% | +0.10 |
| November 19, 2018 | 2.00% | +0.10 |
| October 15, 2018 | 1.90% | +0.05 |
| October 5, 2018 | 1.85% | +0.05 |
| September 12, 2018 | 1.80% | +0.05 |
| July 10, 2018 | 1.75% | +0.15 |
| June 1, 2018 | 1.60% | +0.05 |
| May 18, 2018 | 1.55% | +0.05 |
| March 5, 2018 | 1.50% | +0.10 |
| February 1, 2018 | 1.40% | +0.10 |
| December 28, 2017 | 1.30% | +0.10 |
| November 5, 2017 | 1.20% | +0.05 |
| August 4, 2017 | 1.15% | +0.05 |
| June 19, 2017 | 1.10% | +0.09 |
| May 10, 2017 | 1.01% | +0.06 |
| July 9, 2015 | 0.95% | +0.05 |
| December 1, 2014 | 0.90% | +0.05 |
| February 8, 2014 | 0.85% | +0.05 |
| April 11, 2012 | 0.80% | −0.05 |
| March 15, 2012 | 0.85% | −0.05 |
| January 18, 2012 | 0.90% | −0.10 |
| September 23, 2011 | 1.00% | −0.10 |
| August 9, 2011 | 1.10% | −0.05 |
| April 13, 2011 | 1.15% | −0.05 |
| February 2, 2011 | 1.20% | −0.05 |
| October 26, 2010 | 1.25% | −0.10 |
| February 1, 2010 | 1.35% | −0.25 |
| December 31, 2009 | 1.60% | −0.15 |
| November 4, 2009 | 1.75% | −0.10 |
| October 2, 2009 | 1.85% | −0.15 |
| July 23, 2009 | 2.00% | first tracked |
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Common questions
What is the Discover Bank savings account rate today?
The Discover Bank savings account is no longer offered; it last paid 3.00% APY as of August 5, 2026.
What has the Discover Bank savings account paid over time?
Since RateBrain began tracking it in 2009, it has paid as much as 4.35% (Oct 2023) and as little as 0.40% (Feb 2021).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.