Discover Bank Savings Rate History (2009–2026)
RateBrain has recorded 88 rate changes for Discover Bank's savings account since July 23, 2009. Its highest rate was 4.35% (Oct 2023) and its lowest 0.40% (Feb 2021). It is no longer offered; its last recorded rate was 3.00% APY.
Current Discover Bank savings account rate »Discover Bank rate history »Savings rate history »
Rate history chart
Last seen at 3.00% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 3.40% | 3.00% | 3.00% | 2 |
| 2025 | 3.75% | 3.40% | 3.40% | 4 |
| 2024 | 4.35% | 3.75% | 3.75% | 7 |
| 2023 | 4.35% | 3.30% | 4.35% | 5 |
| 2022 | 3.30% | 0.40% | 3.30% | 18 |
| 2021 | 0.50% | 0.40% | 0.40% | 2 |
| 2020 | 1.70% | 0.50% | 0.50% | 13 |
| 2019 | 2.10% | 1.70% | 1.70% | 7 |
| 2018 | 2.00% | 1.30% | 2.00% | 9 |
| 2017 | 1.30% | 0.95% | 1.30% | 5 |
| 2016 | 0.95% | 0.95% | 0.95% | 0 |
| 2015 | 0.95% | 0.90% | 0.95% | 1 |
| 2014 | 0.90% | 0.80% | 0.90% | 2 |
| 2013 | 0.80% | 0.80% | 0.80% | 0 |
| 2012 | 1.00% | 0.80% | 0.80% | 3 |
| 2011 | 1.25% | 1.00% | 1.00% | 4 |
| 2010 | 1.60% | 1.25% | 1.25% | 2 |
| 2009 | 2.00% | 1.60% | 1.60% | 4 |
All 88 rate changes
| Date | APY | Change |
|---|---|---|
| July 21, 2026 | 3.00% | −0.30 |
| January 14, 2026 | 3.30% | −0.10 |
| September 30, 2025 | 3.40% | −0.10 |
| June 27, 2025 | 3.50% | −0.10 |
| May 1, 2025 | 3.60% | −0.10 |
| March 7, 2025 | 3.70% | −0.05 |
| December 22, 2024 | 3.75% | −0.15 |
| November 26, 2024 | 3.90% | −0.10 |
| October 22, 2024 | 4.00% | −0.10 |
| September 28, 2024 | 4.10% | −0.10 |
| September 12, 2024 | 4.20% | −0.05 |
| March 18, 2024 | 4.25% | −0.05 |
| February 24, 2024 | 4.30% | −0.05 |
| October 30, 2023 | 4.35% | +0.05 |
| August 1, 2023 | 4.30% | +0.15 |
| July 3, 2023 | 4.15% | +0.40 |
| May 10, 2023 | 3.75% | +0.15 |
| April 9, 2023 | 3.60% | +0.30 |
| December 23, 2022 | 3.30% | +0.30 |
| November 11, 2022 | 3.00% | +0.25 |
| November 3, 2022 | 2.75% | +0.40 |
| October 26, 2022 | 2.35% | +0.10 |
| October 15, 2022 | 2.25% | +0.10 |
| October 3, 2022 | 2.15% | +0.05 |
| September 28, 2022 | 2.10% | +0.10 |
| September 15, 2022 | 2.00% | +0.20 |
| September 4, 2022 | 1.80% | +0.10 |
| August 22, 2022 | 1.70% | +0.10 |
| August 17, 2022 | 1.60% | +0.30 |
| July 28, 2022 | 1.30% | +0.20 |
| July 4, 2022 | 1.10% | +0.10 |
| June 28, 2022 | 1.00% | +0.10 |
| June 14, 2022 | 0.90% | +0.20 |
| June 2, 2022 | 0.70% | +0.10 |
| May 5, 2022 | 0.60% | +0.10 |
| February 9, 2022 | 0.50% | +0.10 |
| February 16, 2021 | 0.40% | −0.05 |
| February 5, 2021 | 0.45% | −0.05 |
| November 24, 2020 | 0.50% | −0.05 |
| November 6, 2020 | 0.55% | −0.05 |
| September 22, 2020 | 0.60% | −0.10 |
| September 3, 2020 | 0.70% | −0.10 |
| August 15, 2020 | 0.80% | −0.15 |
| July 27, 2020 | 0.95% | −0.06 |
| June 26, 2020 | 1.01% | −0.04 |
| June 11, 2020 | 1.05% | −0.10 |
| May 25, 2020 | 1.15% | −0.10 |
| May 18, 2020 | 1.25% | −0.15 |
| April 27, 2020 | 1.40% | −0.10 |
| March 17, 2020 | 1.50% | −0.10 |
| February 3, 2020 | 1.60% | −0.10 |
| December 3, 2019 | 1.70% | −0.10 |
| November 4, 2019 | 1.80% | −0.05 |
| October 18, 2019 | 1.85% | −0.05 |
| September 11, 2019 | 1.90% | −0.10 |
| August 13, 2019 | 2.00% | −0.05 |
| July 22, 2019 | 2.05% | −0.05 |
| January 21, 2019 | 2.10% | +0.10 |
| November 19, 2018 | 2.00% | +0.10 |
| October 15, 2018 | 1.90% | +0.05 |
| October 5, 2018 | 1.85% | +0.05 |
| September 12, 2018 | 1.80% | +0.05 |
| July 10, 2018 | 1.75% | +0.15 |
| June 1, 2018 | 1.60% | +0.05 |
| May 18, 2018 | 1.55% | +0.05 |
| March 5, 2018 | 1.50% | +0.10 |
| February 1, 2018 | 1.40% | +0.10 |
| December 28, 2017 | 1.30% | +0.10 |
| November 5, 2017 | 1.20% | +0.05 |
| August 4, 2017 | 1.15% | +0.05 |
| June 19, 2017 | 1.10% | +0.09 |
| May 10, 2017 | 1.01% | +0.06 |
| July 9, 2015 | 0.95% | +0.05 |
| December 1, 2014 | 0.90% | +0.05 |
| February 8, 2014 | 0.85% | +0.05 |
| April 11, 2012 | 0.80% | −0.05 |
| March 15, 2012 | 0.85% | −0.05 |
| January 18, 2012 | 0.90% | −0.10 |
| September 23, 2011 | 1.00% | −0.10 |
| August 9, 2011 | 1.10% | −0.05 |
| April 13, 2011 | 1.15% | −0.05 |
| February 2, 2011 | 1.20% | −0.05 |
| October 26, 2010 | 1.25% | −0.10 |
| February 1, 2010 | 1.35% | −0.25 |
| December 31, 2009 | 1.60% | −0.15 |
| November 4, 2009 | 1.75% | −0.10 |
| October 2, 2009 | 1.85% | −0.15 |
| July 23, 2009 | 2.00% | first tracked |
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