Discover Bank CD Rate - 7 Year
Discover Bank's 7 Year CD is no longer offered; it last paid 3.60% APY as of July 25, 2026. Since RateBrain began tracking it in 2009, this 7 Year CD has paid as much as 4.40% (Dec 2022) and as little as 0.60% (Nov 2020).
3.60% APY
up from 3.50% on Dec 10, 2025
- Last checked
- Jul 25 · 3 months ago
- Minimum deposit
- $2,500
See the full Discover Bank 7 Year CD rate history »
Discover Bank CD Rate - 7 Year CD - Rate History
Last seen at 3.60% APY
- All-time high 4.40% (Dec 2022)
- Low 0.60% (Nov 2020)
- 1-year change +0.10
- 63 changes
- Tracked since Sep 2009
- Full rate history »
The gray line is the median 7 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| December 10, 2025 | 3.60% | +0.10 |
| February 5, 2025 | 3.50% | +0.10 |
| September 25, 2024 | 3.40% | −0.20 |
| August 24, 2024 | 3.60% | −0.15 |
| March 5, 2024 | 3.75% | −0.05 |
| July 7, 2023 | 3.80% | −0.30 |
| March 6, 2023 | 4.10% | −0.30 |
| December 23, 2022 | 4.40% | +3.80 |
| November 30, 2020 | 0.60% | −0.10 |
| October 30, 2020 | 0.70% | −0.10 |
| September 18, 2020 | 0.80% | −0.15 |
| September 3, 2020 | 0.95% | −0.10 |
| July 27, 2020 | 1.05% | −0.10 |
| June 29, 2020 | 1.15% | −0.10 |
| June 3, 2020 | 1.25% | −0.15 |
| May 25, 2020 | 1.40% | −0.10 |
| May 18, 2020 | 1.50% | −0.10 |
| April 13, 2020 | 1.60% | −0.20 |
| March 12, 2020 | 1.80% | −0.35 |
| November 25, 2019 | 2.15% | −0.05 |
Show all 63 changes
| Date | APY | Change |
|---|---|---|
| November 20, 2019 | 2.20% | −0.05 |
| November 5, 2019 | 2.25% | −0.10 |
| October 18, 2019 | 2.35% | −0.10 |
| September 30, 2019 | 2.45% | −0.10 |
| September 10, 2019 | 2.55% | −0.05 |
| August 20, 2019 | 2.60% | −0.05 |
| July 24, 2019 | 2.65% | −0.35 |
| July 2, 2019 | 3.00% | −0.05 |
| June 27, 2019 | 3.05% | +0.05 |
| June 18, 2019 | 3.00% | −0.05 |
| September 25, 2018 | 3.05% | +0.15 |
| July 9, 2018 | 2.90% | +0.10 |
| June 13, 2018 | 2.80% | +0.15 |
| May 18, 2018 | 2.65% | +0.15 |
| April 18, 2018 | 2.50% | +0.05 |
| March 5, 2018 | 2.45% | +0.05 |
| January 29, 2018 | 2.40% | +0.05 |
| December 28, 2017 | 2.35% | +0.05 |
| June 19, 2017 | 2.30% | +0.20 |
| April 14, 2017 | 2.10% | +0.15 |
| August 10, 2016 | 1.95% | −0.15 |
| April 30, 2016 | 2.10% | −0.15 |
| December 25, 2015 | 2.25% | +0.05 |
| August 27, 2014 | 2.20% | +0.15 |
| April 10, 2014 | 2.05% | +0.25 |
| June 4, 2013 | 1.80% | −0.05 |
| May 1, 2013 | 1.85% | −0.05 |
| December 5, 2012 | 1.90% | −0.10 |
| January 25, 2012 | 2.00% | −0.05 |
| December 29, 2011 | 2.05% | −0.05 |
| November 15, 2011 | 2.10% | −0.15 |
| September 22, 2011 | 2.25% | −0.20 |
| September 2, 2011 | 2.45% | −0.15 |
| February 1, 2011 | 2.60% | −0.10 |
| January 4, 2011 | 2.70% | −0.05 |
| October 27, 2010 | 2.75% | −0.15 |
| September 21, 2010 | 2.90% | −0.10 |
| August 27, 2010 | 3.00% | −0.25 |
| April 28, 2010 | 3.25% | −0.05 |
| March 30, 2010 | 3.30% | −0.10 |
| February 2, 2010 | 3.40% | −0.05 |
| November 3, 2009 | 3.45% | −0.10 |
| September 22, 2009 | 3.55% | first tracked |
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Common questions
What is the Discover Bank 7 Year CD rate today?
The Discover Bank 7 Year CD is no longer offered; it last paid 3.60% APY as of July 25, 2026.
What has the Discover Bank 7 Year CD paid over time?
Since RateBrain began tracking it in 2009, it has paid as much as 4.40% (Dec 2022) and as little as 0.60% (Nov 2020).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.