Discover Bank 7 Year CD Rate History (2009–2026)
RateBrain has recorded 63 rate changes for Discover Bank's 7 Year CD since September 22, 2009. Its highest rate was 4.40% (Dec 2022) and its lowest 0.60% (Nov 2020). It is no longer offered; its last recorded rate was 3.60% APY.
Current Discover Bank 7 Year CD rate »Discover Bank rate history »7 Year CD rate history »
Rate history chart
Last seen at 3.60% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 3.60% | 3.60% | 3.60% | 0 |
| 2025 | 3.60% | 3.40% | 3.60% | 2 |
| 2024 | 3.80% | 3.40% | 3.40% | 3 |
| 2023 | 4.40% | 3.80% | 3.80% | 2 |
| 2022 | 4.40% | 0.60% | 4.40% | 1 |
| 2021 | 0.60% | 0.60% | 0.60% | 0 |
| 2020 | 2.15% | 0.60% | 0.60% | 11 |
| 2019 | 3.05% | 2.15% | 2.15% | 11 |
| 2018 | 3.05% | 2.35% | 3.05% | 7 |
| 2017 | 2.35% | 1.95% | 2.35% | 3 |
| 2016 | 2.25% | 1.95% | 1.95% | 2 |
| 2015 | 2.25% | 2.20% | 2.25% | 1 |
| 2014 | 2.20% | 1.80% | 2.20% | 2 |
| 2013 | 1.90% | 1.80% | 1.80% | 2 |
| 2012 | 2.05% | 1.90% | 1.90% | 2 |
| 2011 | 2.75% | 2.05% | 2.05% | 6 |
| 2010 | 3.45% | 2.75% | 2.75% | 6 |
| 2009 | 3.55% | 3.45% | 3.45% | 2 |
All 63 rate changes
| Date | APY | Change |
|---|---|---|
| December 10, 2025 | 3.60% | +0.10 |
| February 5, 2025 | 3.50% | +0.10 |
| September 25, 2024 | 3.40% | −0.20 |
| August 24, 2024 | 3.60% | −0.15 |
| March 5, 2024 | 3.75% | −0.05 |
| July 7, 2023 | 3.80% | −0.30 |
| March 6, 2023 | 4.10% | −0.30 |
| December 23, 2022 | 4.40% | +3.80 |
| November 30, 2020 | 0.60% | −0.10 |
| October 30, 2020 | 0.70% | −0.10 |
| September 18, 2020 | 0.80% | −0.15 |
| September 3, 2020 | 0.95% | −0.10 |
| July 27, 2020 | 1.05% | −0.10 |
| June 29, 2020 | 1.15% | −0.10 |
| June 3, 2020 | 1.25% | −0.15 |
| May 25, 2020 | 1.40% | −0.10 |
| May 18, 2020 | 1.50% | −0.10 |
| April 13, 2020 | 1.60% | −0.20 |
| March 12, 2020 | 1.80% | −0.35 |
| November 25, 2019 | 2.15% | −0.05 |
| November 20, 2019 | 2.20% | −0.05 |
| November 5, 2019 | 2.25% | −0.10 |
| October 18, 2019 | 2.35% | −0.10 |
| September 30, 2019 | 2.45% | −0.10 |
| September 10, 2019 | 2.55% | −0.05 |
| August 20, 2019 | 2.60% | −0.05 |
| July 24, 2019 | 2.65% | −0.35 |
| July 2, 2019 | 3.00% | −0.05 |
| June 27, 2019 | 3.05% | +0.05 |
| June 18, 2019 | 3.00% | −0.05 |
| September 25, 2018 | 3.05% | +0.15 |
| July 9, 2018 | 2.90% | +0.10 |
| June 13, 2018 | 2.80% | +0.15 |
| May 18, 2018 | 2.65% | +0.15 |
| April 18, 2018 | 2.50% | +0.05 |
| March 5, 2018 | 2.45% | +0.05 |
| January 29, 2018 | 2.40% | +0.05 |
| December 28, 2017 | 2.35% | +0.05 |
| June 19, 2017 | 2.30% | +0.20 |
| April 14, 2017 | 2.10% | +0.15 |
| August 10, 2016 | 1.95% | −0.15 |
| April 30, 2016 | 2.10% | −0.15 |
| December 25, 2015 | 2.25% | +0.05 |
| August 27, 2014 | 2.20% | +0.15 |
| April 10, 2014 | 2.05% | +0.25 |
| June 4, 2013 | 1.80% | −0.05 |
| May 1, 2013 | 1.85% | −0.05 |
| December 5, 2012 | 1.90% | −0.10 |
| January 25, 2012 | 2.00% | −0.05 |
| December 29, 2011 | 2.05% | −0.05 |
| November 15, 2011 | 2.10% | −0.15 |
| September 22, 2011 | 2.25% | −0.20 |
| September 2, 2011 | 2.45% | −0.15 |
| February 1, 2011 | 2.60% | −0.10 |
| January 4, 2011 | 2.70% | −0.05 |
| October 27, 2010 | 2.75% | −0.15 |
| September 21, 2010 | 2.90% | −0.10 |
| August 27, 2010 | 3.00% | −0.25 |
| April 28, 2010 | 3.25% | −0.05 |
| March 30, 2010 | 3.30% | −0.10 |
| February 2, 2010 | 3.40% | −0.05 |
| November 3, 2009 | 3.45% | −0.10 |
| September 22, 2009 | 3.55% | first tracked |
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