Best 4 Year CD Rates in 2024
In 2024, the median 4 Year CD rate RateBrain tracked was 3.58% across 30 products. The highest was 5.27% APY from TAB Bank. That median was down from 3.90% in 2023.
Every 4 Year CD rate we tracked in 2024
| Bank | High | Year end |
|---|---|---|
| BMO Alto | 5.20% | 4.50% |
| Popular Direct | 4.65% | 4.35% |
| Bread Financial | 4.25% | 4.25% |
| Self Help Credit Union | 4.60% | 4.08% |
| Marcus | 4.20% | 4.05% |
| TAB Bank | 5.27% | 4.05% |
| Apple Federal Credit Union | 4.00% | 4.00% |
| EverBank | 4.05% | 4.00% |
| Quaint Oak Bank | 4.25% | 4.00% |
| Synchrony Bank | 4.00% | 4.00% |
| Capital One | 4.20% | 3.95% |
| Capital One 360 | 4.20% | 3.95% |
| PenFed Credit Union | 3.90% | 3.90% |
| Discover Bank | 4.00% | 3.75% |
| Virtual Bank | 3.67% | 3.67% |
| Barclays Bank | 4.20% | 3.50% |
| Ally Bank | 4.00% | 3.40% |
| Abound Credit Union | 3.50% | 3.25% |
| CD Bank | 3.10% | 3.10% |
| Academy Bank | 3.03% | 3.03% |
| Able Banking | 4.05% | 3.00% |
| American Express | 3.00% | 3.00% |
| Patelco | 3.00% | 3.00% |
| TFCU | 3.25% | 3.00% |
| Vio Bank | 2.75% | 2.75% |
| USAA | 2.50% | 2.50% |
| Newtek Bank | 2.00% | 2.00% |
| Mountain One Bank | 1.85% | 1.85% |
| First National Community Bank | 0.75% | 0.75% |
| Bank of America | 0.03% | 0.03% |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.