BMO Alto 4 Year CD Rate History (2023–2026)
RateBrain has recorded 5 rate changes for BMO Alto's 4 Year CD since May 10, 2023. Its highest rate was 5.20% (Nov 2023) and its lowest 2.90% (Sep 2026). It pays 2.90% APY today, last changed on September 20, 2026. That is down 1.60 percentage points from a year ago.
Current BMO Alto 4 Year CD rate »BMO Alto rate history »4 Year CD rate history »
Rate history chart
Now 2.90% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.50% | 2.90% | 2.90% | 1 |
| 2025 | 4.50% | 4.50% | 4.50% | 0 |
| 2024 | 5.20% | 4.50% | 4.50% | 1 |
| 2023 | 5.20% | 4.30% | 5.20% | 3 |
All 5 rate changes
| Date | APY | Change |
|---|---|---|
| September 20, 2026 | 2.90% | −1.60 |
| May 3, 2024 | 4.50% | −0.70 |
| November 15, 2023 | 5.20% | +0.70 |
| July 3, 2023 | 4.50% | +0.20 |
| May 10, 2023 | 4.30% | first tracked |
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