Best 4 Year CD Rates in 2022
In 2022, the median 4 Year CD rate RateBrain tracked was 3.04% across 33 products. The highest was 4.65% APY from Bread Financial. That median was up from 0.75% in 2021.
Every 4 Year CD rate we tracked in 2022
| Bank | High | Year end |
|---|---|---|
| Bread Financial | 4.65% | 4.50% |
| Popular Direct | 4.47% | 4.47% |
| Capital One | 4.35% | 4.35% |
| Capital One 360 | 4.35% | 4.35% |
| Discover Bank | 4.35% | 4.35% |
| Barclays Bank | 4.30% | 4.30% |
| Synchrony Bank | 4.30% | 4.30% |
| Quaint Oak Bank | 4.25% | 4.25% |
| Marcus | 4.00% | 4.00% |
| TAB Bank | 4.00% | 4.00% |
| PenFed Credit Union | 3.90% | 3.90% |
| Virtual Bank | 3.67% | 3.67% |
| EverBank | 3.65% | 3.65% |
| Self Help Credit Union | 3.41% | 3.41% |
| Ally Bank | 3.30% | 3.30% |
| CD Bank | 3.10% | 3.10% |
| Nat'l Bank of Kansas City | 3.04% | 3.04% |
| Apple Federal Credit Union | 3.00% | 3.00% |
| TFCU | 2.80% | 2.80% |
| Vio Bank | 2.75% | 2.75% |
| Academy Bank | 2.52% | 2.52% |
| Abound Credit Union | 2.50% | 2.50% |
| Patelco | 2.40% | 2.40% |
| Gulf Coast Bank | 2.20% | 2.20% |
| USAA | 2.27% | 2.02% |
| iGoBanking.com | 1.95% | 1.95% |
| Mountain One Bank | 1.85% | 1.85% |
| American Express | 1.20% | 1.20% |
| First National Community Bank | 0.75% | 0.75% |
| ConnectOne Bank | 0.75% | 0.50% |
| Able Banking | 0.20% | 0.20% |
| Bank of America | 0.65% | 0.03% |
| Charles Schwab Bank | 0.03% | 0.03% |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.