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Best 1 Year CD Rates in 2020

In 2020, the median 1 Year CD rate RateBrain tracked was 0.40% across 60 products. The highest was 2.20% APY from Able Banking. That median was down from 1.76% in 2019.

« 2019All years2021 »

Every 1 Year CD rate we tracked in 2020

BankHighYear end
TAB Bank2.05%2.05%
State Bank of Texas2.10%2.00%
Ally Bank2.00%1.50%
Marcus2.15%1.00%
Geauga Savings Bank0.90%0.90%
First City Bank1.55%0.85%
Delta Community Credit Union1.99%0.80%
Quaint Oak Bank1.90%0.80%
Riverland Credit Union1.10%0.72%
Connexus Credit Union2.01%0.71%
Banesco2.15%0.70%
Abound Credit Union1.10%0.65%
Amboy Direct2.05%0.65%
Congressional Bank1.80%0.65%
Goldwater Bank1.95%0.65%
iGoBanking.com1.00%0.65%
Live Oak Bank2.15%0.65%
Able Banking2.20%0.60%
BAC Florida2.05%0.60%
Synchrony Bank2.00%0.60%
Alliant Credit Union1.95%0.50%
Colorado Federal Savings Bank2.11%0.50%
Discover Bank2.00%0.50%
EverBank2.05%0.50%
Patelco1.40%0.50%
PenFed Credit Union1.70%0.50%
Sallie Mae2.10%0.50%
State Bank of India2.02%0.50%
Bank5 Connect2.00%0.40%
Barclays Bank2.00%0.40%
HSBC Bank0.95%0.40%
Nat'l Bank of Kansas City1.75%0.40%
Self Help Credit Union1.97%0.40%
Academy Bank1.76%0.35%
CD Bank1.70%0.35%
TFCU1.70%0.35%
Alostar Bank of Commerce1.45%0.30%
CIT Bank2.06%0.30%
Elements Financial1.40%0.30%
Mountain One Bank1.25%0.30%
Popular Direct1.90%0.30%
Virtual Bank1.91%0.30%
Bank of Hope1.10%0.25%
ConnectOne Bank1.71%0.25%
GiantBank1.77%0.25%
OneWest Bank0.55%0.25%
PurePoint1.95%0.25%
Southeast Financial CU1.50%0.25%
American Express1.85%0.20%
Capital One 3602.00%0.20%
Citizens Access2.10%0.20%
Nationwide Bank1.75%0.20%
Seacoast Commerce Bank0.30%0.20%
Vio Bank1.65%0.20%
Ameriprise Bank1.30%0.15%
MidFirst Direct1.00%0.15%
Gulf Coast Bank1.00%0.10%
State Farm Bank1.75%0.10%
Bank of America0.05%0.03%
Charles Schwab Bank0.03%0.03%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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