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Best 3 Year CD Rates in 2020

In 2020, the median 3 Year CD rate RateBrain tracked was 0.60% across 47 products. The highest was 2.22% APY from Self Help Credit Union. That median was down from 1.90% in 2019.

« 2019All years2021 »

Every 3 Year CD rate we tracked in 2020

BankHighYear end
BAC Florida2.10%2.10%
Capital One 3601.65%1.65%
Colorado Federal Savings Bank2.12%1.65%
Sallie Mae2.15%1.45%
EverBank2.15%1.35%
Abound Credit Union1.75%1.05%
First City Bank1.75%1.05%
First Command Bank1.90%1.05%
Virtual Bank1.90%1.05%
MidFirst Direct1.50%1.00%
Riverland Credit Union1.70%0.98%
Goldwater Bank2.00%0.85%
Ameriprise Bank1.55%0.80%
Bank72.01%0.75%
ConnectOne Bank1.70%0.75%
Mountain One Bank1.65%0.75%
TAB Bank2.10%0.75%
Apple Federal Credit Union2.05%0.70%
Synchrony Bank2.10%0.70%
Able Banking2.15%0.65%
Academy Bank2.02%0.65%
Ally Bank2.05%0.65%
Dime Savings Bank1.85%0.65%
PenFed Credit Union1.80%0.60%
Quaint Oak Bank1.75%0.60%
TFCU2.10%0.60%
Banesco2.05%0.55%
Discover Bank2.05%0.55%
Marcus2.10%0.55%
Self Help Credit Union2.22%0.55%
Nat'l Bank of Kansas City1.97%0.50%
Popular Direct2.05%0.50%
Seacoast Commerce Bank0.60%0.50%
American Express2.05%0.45%
Vio Bank1.70%0.45%
CD Bank1.80%0.40%
CIT Bank1.40%0.40%
First National Community Bank0.70%0.40%
Androscoggin Bank0.50%0.35%
Barclays Bank2.00%0.30%
Gulf Coast Bank1.35%0.30%
USAA1.86%0.28%
Citizens Access2.15%0.25%
PurePoint2.00%0.25%
iGoBanking.com1.00%0.15%
Bank of America0.55%0.08%
Charles Schwab Bank0.03%0.03%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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