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Best 1 Year CD Rates in 2016

In 2016, the median 1 Year CD rate RateBrain tracked was 1.00% across 52 products. The highest was 1.75% APY from Delta Community Credit Union. That median was up from 0.90% in 2015.

« 2015All years2017 »

Every 1 Year CD rate we tracked in 2016

BankHighYear end
Delta Community Credit Union1.75%1.75%
Bank United1.50%1.50%
GiantBank1.46%1.46%
TFCU1.41%1.41%
EverBank1.31%1.31%
Virtual Bank1.31%1.31%
State Bank of India1.29%1.29%
Capital One 3601.30%1.25%
Colorado Federal Savings Bank1.35%1.25%
Nat'l Bank of Kansas City1.25%1.25%
Sallie Mae1.25%1.25%
Synchrony Bank1.25%1.25%
CIT Bank1.22%1.22%
Barclays Bank1.25%1.20%
Alliant Credit Union1.15%1.15%
Discover Bank1.15%1.15%
Popular Direct1.30%1.15%
Amboy Direct1.10%1.10%
Ameriprise Bank1.20%1.10%
Connexus Credit Union1.10%1.10%
Goldwater Bank1.07%1.07%
Self Help Credit Union1.06%1.06%
Ally Bank1.05%1.05%
Alostar Bank of Commerce1.35%1.05%
Gulf Coast Bank1.05%1.05%
Bank5 Connect1.00%1.00%
Palladian Bank1.00%1.00%
HSBC Bank0.95%0.95%
Nationwide Bank1.05%0.90%
Quaint Oak Bank1.00%0.90%
OneWest Bank0.85%0.85%
Bank of Hope0.80%0.80%
Academy Bank0.75%0.75%
MidFirst Direct0.75%0.75%
Jacksonville Bank0.68%0.68%
Able Banking0.65%0.65%
New Dominion Direct0.60%0.60%
The Union Bank0.60%0.60%
Abound Credit Union0.55%0.55%
American Express0.55%0.55%
Ascencia0.90%0.55%
Riverland Credit Union0.55%0.55%
Southeast Financial CU0.55%0.55%
First City Bank0.50%0.50%
Mountain One Bank0.50%0.50%
Geauga Savings Bank0.40%0.35%
Seacoast Commerce Bank0.30%0.30%
Flagstar Direct0.10%0.10%
State Farm Bank0.10%0.10%
Bank of America0.05%0.05%
Charles Schwab Bank0.03%0.03%
H&R Block Bank0.03%0.03%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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