Best 6 Month CD Rates in 2025
In 2025, the median 6 Month CD rate RateBrain tracked was 5.05% across 20 products. The highest was 5.35% APY from Ameriprise Bank. That median was up from 4.80% in 2024.
Every 6 Month CD rate we tracked in 2025
| Bank | High | Year end |
|---|---|---|
| Ameriprise Bank | 5.35% | 5.35% |
| Able Banking | 5.30% | 5.30% |
| Bask Bank | 5.30% | 5.30% |
| CD Bank | 5.25% | 5.25% |
| Banesco | 5.20% | 5.20% |
| Colorado Federal Savings Bank | 5.15% | 5.15% |
| Popular Direct | 5.15% | 5.15% |
| BMO Alto | 5.10% | 5.10% |
| Quontic Bank | 5.10% | 5.10% |
| Bank5 Connect | 5.05% | 5.05% |
| Newtek Bank | 5.05% | 5.05% |
| Quaint Oak Bank | 5.00% | 5.00% |
| Synchrony Bank | 4.80% | 4.80% |
| Merchants Bank of Indiana | 4.75% | 4.75% |
| Mountain One Bank | 4.50% | 4.50% |
| Total Direct Bank | 4.50% | 4.50% |
| Capital One 360 | 4.35% | 4.35% |
| EverBank | 4.00% | 4.00% |
| Ally Bank | 4.05% | 3.90% |
| Academy Bank | 1.61% | 1.61% |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.