Best 6 Month CD Rates in 2025
In 2025, the median 6 Month CD rate RateBrain tracked was 4.80% across 29 products. The highest was 5.35% APY from Ameriprise Bank. The median was unchanged from 2024.
Every 6 Month CD rate we tracked in 2025
| Bank | High | Year end |
|---|---|---|
| Ameriprise Bank | 5.35% | 5.35% |
| Able Banking | 5.30% | 5.30% |
| Bask Bank | 5.30% | 5.30% |
| CD Bank | 5.25% | 5.25% |
| BAC Florida | 5.20% | 5.20% |
| Banesco | 5.20% | 5.20% |
| Colorado Federal Savings Bank | 5.15% | 5.15% |
| Popular Direct | 5.15% | 5.15% |
| BMO Alto | 5.10% | 5.10% |
| Quontic Bank | 5.10% | 5.10% |
| Bank5 Connect | 5.05% | 5.05% |
| Newtek Bank | 5.05% | 5.05% |
| Quaint Oak Bank | 5.00% | 5.00% |
| Live Oak Bank | 4.80% | 4.80% |
| Synchrony Bank | 4.80% | 4.80% |
| Merchants Bank of Indiana | 4.75% | 4.75% |
| Vio Bank | 4.70% | 4.70% |
| Mountain One Bank | 4.50% | 4.50% |
| Total Bank | 4.50% | 4.50% |
| Capital One 360 | 4.35% | 4.35% |
| EverBank | 4.00% | 4.00% |
| Ally Bank | 4.05% | 3.90% |
| Southeast Financial CU | 3.40% | 3.40% |
| Virtual Bank | 3.35% | 3.35% |
| PenFed Credit Union | 3.00% | 3.00% |
| Patelco | 2.00% | 2.00% |
| Academy Bank | 1.61% | 1.61% |
| Self Help Credit Union | 0.15% | 0.15% |
| MidFirst Direct | 0.10% | 0.10% |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.