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Best 6 Month CD Rates in 2024

In 2024, the median 6 Month CD rate RateBrain tracked was 4.80% across 30 products. The highest was 5.55% APY from Newtek Bank. That median was down from 5.05% in 2023.

« 2023All years2025 »

Every 6 Month CD rate we tracked in 2024

BankHighYear end
Ameriprise Bank5.35%5.35%
Able Banking5.30%5.30%
Bask Bank5.35%5.30%
TAB Bank5.27%5.27%
CD Bank5.25%5.25%
BAC Florida5.40%5.20%
Banesco5.25%5.20%
Colorado Federal Savings Bank5.25%5.15%
Popular Direct5.35%5.15%
BMO Alto5.20%5.10%
Quontic Bank5.10%5.10%
Bank5 Connect5.50%5.05%
Newtek Bank5.55%5.05%
Quaint Oak Bank5.00%5.00%
Live Oak Bank5.20%4.80%
Synchrony Bank5.25%4.80%
Merchants Bank of Indiana4.75%4.75%
Vio Bank5.25%4.70%
Mountain One Bank4.50%4.50%
Total Direct Bank5.51%4.50%
Capital One 3604.35%4.35%
Ally Bank5.05%4.05%
EverBank4.00%4.00%
Southeast Financial CU3.40%3.40%
Virtual Bank3.35%3.35%
PenFed Credit Union3.00%3.00%
Patelco2.00%2.00%
Academy Bank1.61%1.61%
Self Help Credit Union0.15%0.15%
MidFirst Direct0.10%0.10%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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