Best 6 Month CD Rates in 2023
In 2023, the median 6 Month CD rate RateBrain tracked was 5.05% across 31 products. The highest was 5.56% APY from Total Direct Bank. That median was up from 3.30% in 2022.
Every 6 Month CD rate we tracked in 2023
| Bank | High | Year end |
|---|---|---|
| Bank5 Connect | 5.50% | 5.50% |
| Newtek Bank | 5.50% | 5.50% |
| Total Direct Bank | 5.56% | 5.50% |
| BAC Florida | 5.40% | 5.40% |
| Ameriprise Bank | 5.35% | 5.35% |
| Bask Bank | 5.35% | 5.35% |
| Popular Direct | 5.35% | 5.35% |
| Able Banking | 5.30% | 5.30% |
| Banesco | 5.25% | 5.25% |
| CD Bank | 5.25% | 5.25% |
| Colorado Federal Savings Bank | 5.25% | 5.25% |
| Synchrony Bank | 5.25% | 5.25% |
| BMO Alto | 5.20% | 5.20% |
| Live Oak Bank | 5.20% | 5.20% |
| Vio Bank | 5.35% | 5.15% |
| Quontic Bank | 5.05% | 5.05% |
| TAB Bank | 5.02% | 5.02% |
| Ally Bank | 5.00% | 5.00% |
| Quaint Oak Bank | 5.00% | 5.00% |
| Capital One 360 | 4.35% | 4.35% |
| EverBank | 4.00% | 4.00% |
| Merchants Bank of Indiana | 3.67% | 3.67% |
| Southeast Financial CU | 3.40% | 3.40% |
| Virtual Bank | 3.35% | 3.35% |
| PenFed Credit Union | 3.00% | 3.00% |
| Patelco | 2.00% | 2.00% |
| Academy Bank | 1.61% | 1.61% |
| Primis Bank | 1.00% | 1.00% |
| Mountain One Bank | 0.85% | 0.85% |
| Self Help Credit Union | 0.15% | 0.15% |
| MidFirst Direct | 0.10% | 0.10% |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.