Best 6 Month CD Rates in 2026
In 2026, the median 6 Month CD rate RateBrain tracked was 3.85% across 26 products. The highest was 5.30% APY from Able Banking. That median was down from 5.05% in 2025.
Every 6 Month CD rate we tracked in 2026
| Bank | High | Year end |
|---|---|---|
| State Bank of India | 4.27% | 4.27% |
| EagleBank | 4.20% | 4.20% |
| Colorado Federal Savings Bank | 5.15% | 4.15% |
| Popular Direct | 5.15% | 4.15% |
| Synchrony Bank | 4.80% | 4.10% |
| BAC Florida | 5.20% | 4.00% |
| Bank5 Connect | 5.05% | 4.00% |
| Bread Financial | 4.00% | 4.00% |
| Newtek Bank | 5.05% | 4.00% |
| Total Direct Bank | 4.50% | 4.00% |
| Marcus | 3.95% | 3.95% |
| Bask Bank | 5.30% | 3.90% |
| Banesco | 5.20% | 3.85% |
| Quaint Oak Bank | 5.00% | 3.85% |
| Merchants Bank of Indiana | 4.75% | 3.82% |
| EverBank | 4.00% | 3.60% |
| CD Bank | 5.25% | 3.53% |
| Able Banking | 5.30% | 3.50% |
| Ally Bank | 3.90% | 3.50% |
| iGoBanking.com | 3.50% | 3.50% |
| Quontic Bank | 5.10% | 3.50% |
| Capital One 360 | 4.35% | 3.30% |
| Mountain One Bank | 4.50% | 3.00% |
| Abound Credit Union | 2.55% | 2.55% |
| BMO Alto | 5.10% | 2.50% |
| Academy Bank | 1.61% | 1.15% |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.