Best Checking Rates in 2021
In 2021, the median checking rate RateBrain tracked was 1.00% across 13 products. The highest was 3.09% APY from Consumers Credit Union. That median was down from 1.01% in 2020.
Every Checking rate we tracked in 2021
| Bank | High | Year end |
|---|---|---|
| Consumers Credit Union | 3.09% | 3.09% |
| Lake Michigan Credit Union (<$15k) | 3.00% | 3.00% |
| Heritage Bank (<$25k) | 2.00% | 2.00% |
| Northpointe Bank (< $5k) | 1.05% | 1.05% |
| Bank of the Sierra | 1.01% | 1.01% |
| Provident Credit Union | 1.01% | 1.01% |
| Money One FCU | 2.00% | 1.00% |
| Princeville State Bank | 0.89% | 0.89% |
| Westfield Bank | 0.50% | 0.50% |
| Coulee Bank | 0.55% | 0.45% |
| Bank5 Connect | 0.20% | 0.20% |
| Bank Purely | 0.25% | 0.15% |
| Mutual of Omaha Bank | 0.05% | 0.05% |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.