Best Checking Rates in 2022
In 2022, the median checking rate RateBrain tracked was 1.00% across 15 products. The highest was 4.00% APY from Consumers Credit Union. The median was unchanged from 2021.
Every Checking rate we tracked in 2022
| Bank | High | Year end |
|---|---|---|
| Consumers Credit Union | 4.00% | 4.00% |
| SoFi | 3.50% | 3.50% |
| Lake Michigan Credit Union (<$15k) | 3.00% | 3.00% |
| Heritage Bank (<$25k) | 2.00% | 2.00% |
| Provident Credit Union | 1.26% | 1.26% |
| Quontic Bank | 1.10% | 1.10% |
| Bank of the Sierra | 1.01% | 1.01% |
| Liberty Savings Bank | 1.00% | 1.00% |
| Money One FCU | 1.00% | 1.00% |
| Princeville State Bank | 0.89% | 0.89% |
| Bank5 Connect | 0.70% | 0.70% |
| Coulee Bank | 0.45% | 0.45% |
| Bank Purely | 0.25% | 0.25% |
| Northpointe Bank (< $5k) | 1.05% | 0.15% |
| Mutual of Omaha Bank | 0.05% | 0.05% |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.