Best Checking Rates in 2020
In 2020, the median checking rate RateBrain tracked was 1.01% across 17 products. The highest was 3.09% APY from Consumers Credit Union. That median was down from 1.90% in 2019.
Every Checking rate we tracked in 2020
| Bank | High | Year end |
|---|---|---|
| Consumers Credit Union | 3.09% | 3.09% |
| Lake Michigan Credit Union (<$15k) | 3.00% | 3.00% |
| Cross Keys Bank (< $10k) | 2.05% | 2.05% |
| Heritage Bank (<$25k) | 3.00% | 2.00% |
| Money One FCU | 2.00% | 2.00% |
| Royal Bank of Missouri (<$25k) | 1.85% | 1.51% |
| Northpointe Bank (< $5k) | 1.95% | 1.05% |
| Bank of the Sierra | 1.01% | 1.01% |
| Provident Credit Union | 2.01% | 1.01% |
| Princeville State Bank | 0.89% | 0.89% |
| Simple | 1.90% | 0.60% |
| Coulee Bank | 1.23% | 0.55% |
| Westfield Bank | 2.00% | 0.50% |
| Bank Purely | 0.75% | 0.25% |
| Bank5 Connect | 0.76% | 0.20% |
| Mutual of Omaha Bank | 0.15% | 0.05% |
| South Division Credit Union | 0.01% | 0.01% |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.