Simple Checking Rate History (2019–2026)
RateBrain has recorded 10 rate changes for Simple's checking account since January 31, 2019. Its highest rate was 2.15% (Oct 2019) and its lowest 0.60% (Oct 2020). It is no longer offered; its last recorded rate was 0.60% APY.
Current Simple checking account rate »Simple rate history »Checking rate history »
Rate history chart
Last seen at 0.60% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 0.60% | 0.60% | 0.60% | 0 |
| 2025 | 0.60% | 0.60% | 0.60% | 0 |
| 2024 | 0.60% | 0.60% | 0.60% | 0 |
| 2023 | 0.60% | 0.60% | 0.60% | 0 |
| 2022 | 0.60% | 0.60% | 0.60% | 0 |
| 2021 | 0.60% | 0.60% | 0.60% | 0 |
| 2020 | 1.90% | 0.60% | 0.60% | 7 |
| 2019 | 2.15% | 1.90% | 1.90% | 3 |
All 10 rate changes
| Date | APY | Change |
|---|---|---|
| October 8, 2020 | 0.60% | −0.20 |
| August 26, 2020 | 0.80% | −0.20 |
| July 1, 2020 | 1.00% | −0.20 |
| June 3, 2020 | 1.20% | −0.20 |
| May 6, 2020 | 1.40% | −0.15 |
| April 4, 2020 | 1.55% | −0.20 |
| February 27, 2020 | 1.75% | −0.15 |
| December 21, 2019 | 1.90% | −0.25 |
| October 1, 2019 | 2.15% | +0.13 |
| January 31, 2019 | 2.02% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.