Best 7 Year CD Rates in 2025
In 2025, the median 7 Year CD rate RateBrain tracked was 2.75% across 7 products. The highest was 3.81% APY from Apple Federal Credit Union. The median was unchanged from 2024.
Every 7 Year CD rate we tracked in 2025
| Bank | High | Year end |
|---|---|---|
| Apple Federal Credit Union | 3.81% | 3.65% |
| Discover Bank | 3.60% | 3.60% |
| PenFed Credit Union | 3.00% | 3.00% |
| Vio Bank | 2.75% | 2.75% |
| USAA | 1.50% | 1.25% |
| MidFirst Direct | 0.60% | 0.60% |
| Bank of America | 0.03% | 0.03% |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.