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RateBrain

CIT Bank Rate History (2011–2026)

RateBrain has tracked 12 products from CIT Bank since Nov 2011. Its best rate in that time was 4.00% APY on its 1 Year CD in 2026.

Current CIT Bank rates »

Best rate by year

YearBest APYProduct
20264.00%1 Year CD
20250.50%5 Year CD
20240.50%5 Year CD
20230.50%5 Year CD
20221.70%5 Year CD
20211.70%5 Year CD
20202.06%1 Year CD
20192.20%1 Year CD
20182.50%1 Year CD
20171.70%5 Year CD
20162.20%5 Year CD
20152.30%5 Year CD
20142.30%5 Year CD
20131.85%5 Year CD
20121.30%2 Year CD
20111.30%2 Year CD

6 Month CD

Now 3.75% APY

CIT Bank 6 Month CD rate history1 rate changes since Sep 2026.3.50%3.60%3.70%3.80%3.90%4.00%3.75%

11 Month CD

Now 3.90% APY

CIT Bank 11 Month CD rate history1 rate changes since Oct 2026.3.60%3.70%3.80%3.90%4.00%4.10%4.20%3.90%

1 Year CD

Now 4.00% APY

CIT Bank 1 Year CD rate history37 rate changes since Nov 2011.0.00%1.00%2.00%3.00%4.00%5.00%201220152018202120244.00%4.00% · Jul 20260.30% · Nov 2020

13 Month CD

Now 3.25% APY

CIT Bank 13 Month CD rate history1 rate changes since Sep 2026.3.00%3.10%3.20%3.30%3.40%3.50%3.25%

18 Month CD

Now 2.75% APY

CIT Bank 18 Month CD rate history1 rate changes since Sep 2026.2.50%2.60%2.70%2.80%2.90%3.00%2.75%

2 Year CD

Now 0.40% APY

CIT Bank 2 Year CD rate history16 rate changes since Nov 2011.0.00%0.50%1.00%1.50%2.00%201220152018202120240.40%1.45% · Sep 20150.40% · Dec 2022

3 Year CD

Now 0.40% APY

CIT Bank 3 Year CD rate history17 rate changes since Jun 2013.0.00%0.50%1.00%1.50%2.00%20142016201820202022202420260.40%1.50% · May 20150.40% · Aug 2020

4 Year CD

Now 0.50% APY

CIT Bank 4 Year CD rate history1 rate changes since Sep 2026.0.20%0.30%0.40%0.50%0.60%0.70%0.80%0.50%

5 Year CD

Now 0.50% APY

CIT Bank 5 Year CD rate history15 rate changes since Jun 2013.0.00%0.50%1.00%1.50%2.00%2.50%3.00%20142016201820202022202420260.50%2.30% · Dec 20140.50% · Dec 2022

Savings Account

Now 3.75% APY

CIT Bank Savings Account rate history1 rate changes since Sep 2026.3.50%3.60%3.70%3.80%3.90%4.00%3.75%

Checking Account

Now 0.10% APY

CIT Bank Checking Account rate history1 rate changes since Sep 2026.0.00%0.10%0.20%0.30%0.40%0.10%

Money Market Account

Now 1.55% APY

CIT Bank Money Market Account rate history1 rate changes since Sep 2026.1.30%1.40%1.50%1.60%1.70%1.80%1.55%

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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