Chime Savings (HYSA) Rate History (2022–2026)
RateBrain has recorded 3 rate changes for Chime's savings account since October 24, 2022. Its highest rate was 4.00% (Oct 2026) and its lowest 2.00% (Oct 2022). It pays 4.00% APY today, last changed on October 17, 2026. That is up 2.00 percentage points from a year ago.
Current Chime savings account rate »Chime rate history »Savings rate history »
Rate history chart
Now 4.00% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.00% | 2.00% | 4.00% | 2 |
| 2025 | 2.00% | 2.00% | 2.00% | 0 |
| 2024 | 2.00% | 2.00% | 2.00% | 0 |
| 2023 | 2.00% | 2.00% | 2.00% | 0 |
| 2022 | 2.00% | 2.00% | 2.00% | 1 |
All 3 rate changes
| Date | APY | Change |
|---|---|---|
| October 17, 2026 | 4.00% | +0.25 |
| September 28, 2026 | 3.75% | +1.75 |
| October 24, 2022 | 2.00% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.